900 W Griffith Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 900 W Griffith Rd, Waterloo, IA 50701

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,344 sqft · built 2019
Lot Size2.11 acres (91,912 sqft)
Owner2 Individual Names on Record
Tax Bill$3,130 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2019 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN8713-04-351-003

Property Details

APN / Parcel Number

Primary APN8713-04-351-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area91,912 sqft (2.11 acres)
Deck Area282 sqft
Patio Area36 sqft
GranaryGranary

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address900 W GRIFFITH RD
CityWATERLOO
StateIA
Zip50701-9238
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS 400 FT OF W 510 FT EXC N 40 FT OF E 85 FT THEREOF SW SW SEC 4 T 87 R 13 EXC W 250 FT THEREOF
Legal Range13W
Legal Township87N
Legal Section04
JurisdictionBLACK HAWK IA
Township / Civil DivisionEAGLE
Census Block Group3
Census Block3044
Census Tract3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address900 W GRIFFITH RD, WATERLOO, IA 50701-9238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Jul 8, 2019Deed of Trust, Mortgage · Construction Mortgage
LINCOLN SAVINGS BANK
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Dec 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address900 W GRIFFITH RD, WATERLOO, IA 50701-9238
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000016621
DateMar 26, 2020
Instrument202000016621
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address900 W GRIFFITH RD, WATERLOO, IA 50701-9238
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000453
DateJul 8, 2019
Instrument202000000453
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2039

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address900 W GRIFFITH RD, WATERLOO, IA 50701-9238
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100002736
DateAug 5, 2020
Instrument202100002736
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address900 W GRIFFITH RD, WATERLOO, IA 50701-9238
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000011689
DateDec 30, 2019
Instrument20202000011689
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,130.00 (+19.28%) Homeowner's exemption$248,460 (+30.02%) Land $3,420 Building $245,040$248,460 (+30.02%) Land $3,420 Building $245,040
2024$2,624.00 (+8.88%)
2023$191,090 (+17.78%) Land $2,680 Building $188,410$191,090 (+17.78%) Land $2,680 Building $188,410
2022$2,410.00 Homeowner's exemption$162,240 Land $2,160 Building $160,080
2021$162,240 Land $2,160 Building $160,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2008–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500
GigFire
Fixed Wireless
150 / 130
STS Broadband
Fixed Wireless
100 / 20

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