Richmond City property record for 900 W Clay St, Richmond, VA 23220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,038 sqft · built 1900 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Jul 2025) |
| Tax Bill | $5,376 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2022 Sale & Mortgage |
| APN | N-000-0387-030 |
| Primary APN | N-000-0387-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 991 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 1,917 sqft (0.044 acres) |
| Lot Dimensions | 100 ft deep x 19 ft wide |
| Porch | Slab |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 900 W CLAY ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 SINGLE |
| Legal Description | 0019.00X0100.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40201 |
900 W Clay St is owned and occupied by two individuals who bought it in July 2025.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 W CLAY ST, RICHMOND, VA 23220-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage 900 WEST CLAY STREET SERIES |
| Sep 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Prior Sale | Jan 11, 2024 · Amount on File |
| Deed Document Number | 202511535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jan 11, 2024 |
| Property Address | 900 W CLAY ST, RICHMOND, VA 23220-3118 |
| Document Number | 0000000503 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 240000503 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | NATIONAL SETTLEMENT SERVICES, NATIONAL STLMNT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15530 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5232 |
| Document Number | 0000000504 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 240000504 |
| Name | 900 WEST CLAY STREET SERIES |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Sep 13, 2022 |
| Property Address | 900 W CLAY ST, RICHMOND, VA 23220-3118 |
| Document Number | 0000020599 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 220020599 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 RANDOLPH ST NW # 8, 8, WASHINGTON, DC 20011-5911 |
| Document Number | 0000020600 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 220020600 |
| Name | VELLUM MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jul 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2026 property tax bill for 900 W Clay St was $5,376, up 65.9% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,376.00 (+65.93%) | $448,000 Land $75,000 Building $373,000 | $448,000 Land $75,000 Building $373,000 |
| 2025 | $3,240.00 | ||
| 2024 | $263,000 (+46.93%) Land $70,000 Building $193,000 | ||
| 2023 | $179,000 Land $70,000 Building $109,000 | $263,000 (+46.93%) Land $70,000 Building $193,000 | |
| 2022 | $179,000 Land $70,000 Building $109,000 | ||
| 2020 | $20.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 900 W Clay St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 900 W Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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