900 Trail Dr, Slater, IA 50244 Property Records

Story County property record for 900 Trail Dr, Slater, IA 50244

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,236 sqft · built 2006
Lot Size	0.899 acres (39,173 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (May 2021)
Tax Bill	$9,714 (2025)
Deeds & Mortgages	May 2006 Construction Loan May 2006 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`13-31-150-070`

Property Details

APN / Parcel Number

Primary APN	`13-31-150-070`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,236 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Finished Basement	1,025 sqft
Unfinished Basement	271 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,173 sqft (0.899 acres)
Lot Dimensions	143 ft deep x 58.1 ft wide
Garage Type	Attached
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	900 TRAIL DR
City	SLATER
State	IA
Zip	50244-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE CREEK PLAT 4 LOT:22 SLATER
Legal Subdivision	PRAIRIE CREEK PLAT 4
Legal Lot Number	22
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1062
Census Tract	10101

Owner

900 Trail Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	900 TRAIL DR, SLATER, IA 50244-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2006	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK
May 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK
Nov 9, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 24, 2006	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Apr 24, 2006 · Amount on File
Deed Document Number	20216582
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	900 TRAIL DR, SLATER, IA 50244-9600
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600004900
Date	May 1, 2006
Instrument	2006-00004900

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	900 TRAIL DR, SLATER, IA 50244-9600
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600005225
Date	May 9, 2006
Instrument	2006-00005225

Lender

Name	VALLEY BANK
Type	Non-Lending Institution
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	900 TRAIL DR, SLATER, IA 50244-9600
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200013526
Date	Nov 9, 2012
Instrument	2012-00013526

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2032

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	900 TRAIL DR, SLATER, IA 50244-9600
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600004533
Date	Apr 24, 2006
Instrument	2006-00004533

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CLIVE, IA 50325

Agreement

Amount	Amount on Record
Term	4 Months
Due	Aug 26, 2006

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 25, 2021
Property Address	900 TRAIL DR, SLATER, IA 50244-9600
Document Number	0202106582
Instrument Date	May 20, 2021
Instrument	2021-06582
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	900 TRAIL DR, SLATER, IA 50244-9600

Mortgage

Document Number	0202106583
Date	May 25, 2021
Instrument	2021-06583

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 900 Trail Dr was $9,714 with a homeowner's exemption, down 0.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Slater City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,714.00 (-0.39%) Homeowner's exemption	$575,900 Land $101,400 Building $474,500	$575,900 Land $101,400 Building $474,500
2024	$9,752.00
2023		$550,500 Land $74,000 Building $476,500	$550,500 Land $74,000 Building $476,500
2022	$9,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Trail Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Trail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLATER MUNI WATER DEPT serves 1,548 people · EPA ID IA8580057
Water Source	Purchased groundwater influenced by surface water from XENIA RWD (BOONE)
Last State Inspection	Jun 2024
Lead	7 ppb (2023–2025) action level 15 ppb
Copper	1.37 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail Dr

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