900 Susan Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 900 Susan Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,162 sqft · built 1985
Lot Size0.765 acres (33,350 sqft)
OwnerIndividual Name on Record
Last Sale$289,000 (Dec 2018)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19-34-478-024

Property Details

APN / Parcel Number

Primary APN19-34-478-024

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,162 sqft
Gross Area3,170 sqft
1st Floor Area1,038 sqft
2nd Floor Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleColonial
Exterior MaterialRibbed Aluminum
Lot Area33,350 sqft (0.765 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address900 SUSAN CT
CityALGONQUIN
StateIL
Zip60102-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0019437 LT 19 BLK 3 ALTA VISTA UNIT 3
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionALTA VISTA
Legal Block3
Legal Lot Number19
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2024
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
Jan 14, 2026Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Mar 16, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Apr 8, 2021Intrafamily Transfer, Transfer
Apr 27, 2020Intrafamily Transfer, Transfer · FHA Mortgage
NEWREZ LLC
Dec 3, 2018Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2018 · Amount on Record
Deed SaleDec 3, 2018 · Amount on Record
Prior SaleApr 27, 2020
Deed Document Number0000040807
Last Transfer DateApr 8, 2021
Transfer Doc0000019437
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJul 15, 2026
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Document Number0000020214
Instrument DateJul 10, 2026
Instrument202620214
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 SUSAN CT, ALGONQUIN, IL 60102-3071

Mortgage

Document Number0000020214,
DateJul 15, 2026
Instrument202620214
Lender
NameGUARANTEED RATE
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 SUSAN CT, ALGONQUIN, IL 60102-3071

Mortgage

Document Number0000001215
DateJan 14, 2026
Instrument2026R0001215
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Transaction TypeMortgage
Record UpdatedMar 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014274
DateMar 16, 2021
Instrument2021R0014274
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate2.5%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateApr 8, 2021
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Document Number0000019437
Map ReferenceDOC 876075
Instrument DateJun 10, 2020
Instrument2021R0019437
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address900 SUSAN CT, ALGONQUIN, IL 60102-3071

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateApr 27, 2020
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Document Number0000014624
Map ReferenceDOC 876075
Instrument DateApr 22, 2020
Instrument2020R0014624
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 SUSAN CT, ALGONQUIN, IL 60102-3071

Mortgage

Document Number0000014625
DateApr 27, 2020
Instrument2020R0014625
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate3.75%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 3, 2018
Property Address900 SUSAN CT, ALGONQUIN, IL 60102-3071
Document Number0000040807
Instrument DateNov 19, 2018
Instrument40807
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$433.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 SUSAN CT ALGONQUIN IL 601023071, ALGONQUIN, IL 60102-3071

Mortgage

Document Number40808
DateDec 3, 2018
Instrument40808
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2048
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$106,840 Land $32,694 Building $74,146$320,520 Land $98,082 Building $222,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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