900 South St, Elgin, IL 60123 Property Records

Kane County property record for 900 South St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,729 sqft · built 1957
Lot Size	0.369 acres (16,055 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2021)
Tax Bill	$9,512 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-101-018`

Property Details

APN / Parcel Number

Primary APN	`06-23-101-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	1,729 sqft
Basement Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,055 sqft (0.369 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	900 SOUTH ST
City	ELGIN
State	IL
Zip	60123-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB PART LOT 1 SEC 22-41-8 AS DESC IN BOOK 1737/521 & PART LOT A BLOCK 11
Legal Range	08
Legal Township	41
Legal Section	22
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	11
Legal Lot Number	1,A
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	854900

Owner

900 South St is owned and occupied by two individuals who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 SOUTH ST, ELGIN, IL 60123-7334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Dec 13, 2004 · Amount on File
Deed Document Number	202182514
Prior Transfer Date	Dec 28, 2005
Prior Transfer Doc	0000009888
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 2, 2021
Property Address	900 SOUTH ST, ELGIN, IL 60123-7334
Document Number	0000082514
Instrument Date	Oct 27, 2021
Instrument	2021K082514
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 SOUTH ST, 900, ELGIN, IL 60123-7334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 SOUTH ST, ELGIN, IL 60123-7334

Mortgage

Document Number	0000082515
Date	Nov 2, 2021
Instrument	2021K082515

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 900 South St was $9,512 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,512.00 Homeowner's exemption	$132,692 (+8.57%) Land $32,849 Building $99,843	$398,235 (+8.57%) Land $98,586 Building $299,649
2024		$122,218 Land $30,256 Building $91,962	$366,801 Land $90,804 Building $275,996
2022	$8,209.00 (+10.69%) Homeowner's exemption	$100,679 (+6.96%) Land $24,924 Building $75,755	$302,037 (+6.96%) Land $74,772 Building $227,265
2021	$7,416.00 Homeowner's exemption	$94,128 Land $23,302 Building $70,826	$282,384 Land $69,906 Building $212,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 900 South St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20