900 S Main St, Lima, OH 45804 Property Records

Allen County property record for 900 S Main St, Lima, OH 45804

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,780 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$47,500 (May 2021)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-0607-06-001.000`

Property Details

APN / Parcel Number

Primary APN	`47-0607-06-001.000`
Alternative APN	`M3847060706001000`

Interior

Stories	1 Story
Building Area	9,780 sqft Gross Area
1st Floor Area	9,780 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	900 S MAIN ST
City	LIMA
State	OH
Zip	45804-1524
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	IRVINE & BRICES ADDITION LOT 1872 E END & E END LOT 1873 FF 105.00
Legal Subdivision	IRVINE & BRICES ADDITION
Legal Lot Number	1872
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1032
Census Tract	13400

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	900 S MAIN ST, 908, LIMA, OH 45804-1524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Nov 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO
May 10, 2021	Warranty Deed, Transfer · Line of Credit THE STATE BANK & TRUST CO
Feb 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Jul 21, 1988 · Amount on Record
Deed Document Number	20216230
Deed Book / Page	2021 / 6230
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	2270002120
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	900 S MAIN ST, LIMA, OH 45804-1524
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11300013643
Date	Nov 30, 2022
Book Page	2022/13643
Instrument	202211300013643

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2037

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	900 S MAIN ST, LIMA, OH 45804-1524
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11240016490
Date	Nov 24, 2021
Book Page	2021/16490
Instrument	202111240016490

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 6, 2031

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 10, 2021
Property Address	900 S MAIN ST, LIMA, OH 45804-1524
Document Number	5100006230
Book / Page	2021 / 6230
Map Reference	MB 3 PG 40
Instrument Date	May 10, 2021
Instrument	202105100006230
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LINCOLN AVE, LIMA, OH 45805-3351

Mortgage

Document Number	5100006231
Date	May 10, 2021
Instrument	202105100006231

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2036

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 27, 2020
Property Address	900 S MAIN ST, LIMA, OH 45804-1524
Document Number	0000002120
Instrument Date	Feb 27, 2020
Instrument	2120
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S MAIN ST LIMA OH 458041524, LIMA, OH 45804-1524

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00 (+0.52%)	$28,040 (-) Land $7,740 Building $20,300	$80,100 (-) Land $22,100 Building $58,000
2024	$1,536.00 (-24.04%)	$28,040 (+38.54%) Land $7,740 Building $20,300	$80,100 (+38.58%) Land $22,100 Building $58,000
2023	$2,022.00 (+47.48%)	$20,240 (-) Land $7,040 Building $13,200
2022	$1,371.00	$20,240 Land $7,040 Building $13,200
2021			$57,800 Land $20,100 Building $37,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: TSC.

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