900 S Jay Cir, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 900 S Jay Cir, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,254 sqft · built 1993
Lot Size	0.276 acres (12,031 sqft)
Owner	2 Trust Names on Record
Last Sale	$370,000 (May 2023)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-277-044-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-277-044-000`
Alternative APN	`59730`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Finished Area
1st Floor Area	1,254 sqft
Basement Area	1,236 sqft
Finished Basement	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,031 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 83.9 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	234 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	59730
Street Address	900 S JAY CIR
City	SIOUX FALLS
State	SD
Zip	57103-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 22 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	22
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1006
Census Tract	407

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage SERVICE FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Book / Page	619-D / 616
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 4, 2023
Property Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046
Document Number	619DEED/616
Book / Page	619 DEED / 616
Instrument Date	May 1, 2023
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046

Mortgage

Document Number	01969MTG96
Date	May 4, 2023
Instrument	1969 MTG/96

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953MTG/762
Date	Jun 3, 2022
Book Page	1953 MTG/762

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1951MTG/760
Date	May 3, 2022
Book Page	1951 MTG/760

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 18, 2019
Property Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046
Document Number	593DEED/0568
Book / Page	593 DEED / 0568
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 S JAY CIR, SIOUX FALLS, SD 57103-3046

Mortgage

Document Number	1874MTG/0310
Date	Dec 18, 2019
Book Page	1874 MTG/0310

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,863.00	$361,300 (-2.03%) Land $38,100 Building $323,200
2024	$4,863.00 (+2.79%)	$368,800 (+16.08%) Land $38,100 Building $330,700
2022	$4,731.00	$317,700 Land $38,100 Building $279,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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