900 S 5th Ave, Ozark, MO 65721 Property Records

Christian County property record for 900 S 5th Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,790 sqft · built 1970
Lot Size	0.332 acres (14,504 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Dec 2024 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`11-0.7-26-2-24-36`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-26-2-24-36`
Alternative APN	`11-0.7-26-002-024-036.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,790 sqft Adjusted Area
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,504 sqft (0.332 acres)
Lot Dimensions	148 ft deep x 98 ft wide
Utility Building	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	900 S 5TH AVE
City	OZARK
State	MO
Zip	65721-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SOUTHERN HILLS
Legal Range	21
Legal Township	27
Legal Section	26
Legal Subdivision	SOUTHERN HILLS
Legal Lot Number	38
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2001
Census Tract	20302

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 S 5TH AVE, OZARK, MO 65721-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 14, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024
Deed Sale	Dec 17, 2024
Prior Sale	Oct 19, 2022
Deed Document Number	2024013532
Deed Book / Page	2024 / 13532
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 17, 2024
Property Address	900 S 5TH AVE, OZARK, MO 65721-7701
Document Number	0202413532
Book / Page	2024 / 13532
Map Reference	MB B PG 41
Instrument Date	Dec 16, 2024
Instrument	2024L13719
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	TITAN TITLE AND CLOSING LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S 5TH AVE, OZARK, MO 65721-7701

Mortgage

Document Number	2024L13720
Date	Dec 17, 2024
Instrument	2024L13720

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 19, 2022
Property Address	900 S 5TH AVE, OZARK, MO 65721-7701
Document Number	0202215617
Book / Page	2022 / 15617
Map Reference	MB B PG 41
Instrument Date	Oct 17, 2022
Instrument	2022L15776
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 S 5TH AVE, OZARK, MO 65721-7701

Mortgage

Document Number	2022L15777
Date	Oct 19, 2022
Instrument	2022L15777

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 1, 2021
Property Address	900 S 5TH AVE, OZARK, MO 65721-7701
Document Number	0202101960
Book / Page	2021 / 1960
Instrument Date	Jan 29, 2021
Instrument	2021L01975
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S 5TH AVE, OZARK, MO 65721-7701
Investor	Possibly a Property Investor

Mortgage

Document Number	2021L01976
Date	Feb 1, 2021
Instrument	2021L01976

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	900 S 5TH AVE, OZARK, MO 65721-7701
Document Number	0201906169
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 S 5TH AVE #3 OZARK MO 657217701, 3, OZARK, MO 65721-7701

Mortgage

Document Number	0201906169
Date	May 24, 2019
Book Page	002019/006169
Instrument	6235

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$19,270 (+6.11%)	$101,400 (+6.07%) Land $20,000 Building $81,400
2023	$18,160	$95,600 Land $20,000 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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