900 S 3rd St, Fairfield, IA 52556 Property Records

Jefferson County property record for 900 S 3rd St, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1920
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-36-151-015`

Property Details

APN / Parcel Number

Primary APN	`06-36-151-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	266 sqft
Basement Area	1,064 sqft
Finished Basement	400 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	900 S 3RD ST
City	FAIRFIELD
State	IA
Zip	52556-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PARK LT 1 BLK 2
Legal Subdivision	SOUTH PARK
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2029
Census Tract	90301

Owner

900 S 3rd St is owned and occupied by two individuals.

Source: Jefferson County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 S 3RD ST, FAIRFIELD, IA 52556-3909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	900 S 3RD ST, FAIRFIELD, IA 52556-3909
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212669
Date	Sep 28, 2021
Instrument	2021-2669

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	900 S 3RD ST, FAIRFIELD, IA 52556-3909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200649
Date	Apr 2, 2020
Instrument	2020-0649

Lender

Name	MIDWESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 900 S 3rd St was $2,616 with a homeowner's exemption, up 6.1% from the year before.

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+6.08%) Homeowner's exemption	$160,500 Land $8,400 Building $152,100	$160,500 Land $8,400 Building $152,100
2024	$2,466.00
2023		$138,000 (+32.56%) Land $8,400 Building $129,600	$138,000 Land $8,400 Building $129,600
2022	$1,972.00 Homeowner's exemption	$104,100 Land $8,400 Building $95,700
2021			$104,100 Land $8,400 Building $95,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people · EPA ID IA5131033
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LISCOFIBER Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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