Sherburne County property record for 900 Riverside Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.266 acres (11,603 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,839 (Jul 2015) |
| Tax Bill | $4,596 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-2010 |
| Primary APN | 85-401-2010 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,603 sqft (0.266 acres) |
|---|
| Account Number | 42121 |
|---|---|
| Street Address | 900 RIVERSIDE DR SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 20 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 31500 |
900 Riverside Dr SE is owned and occupied by an individual who acquired it in November 2025.
Source: Sherburne County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Oct 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Jan 5, 2026 | Transfer on Death Deed, Transfer |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2015 · Amount on File |
| Deed Sale | Jul 16, 2015 · Amount on File |
| Prior Sale | Apr 2, 2014 · Amount on File |
| Deed Document Number | 2015806659 |
| Last Transfer Date | Nov 4, 2025 |
| Transfer Doc | 0000992660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 28, 2026 |
| Property Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Document Number | 0001003735 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20261003735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Document Number | 0001003735, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 20261003735 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000975790 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 975790 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 20, 2029 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 5, 2026 |
| Property Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Document Number | 0000992660 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 992660 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 900 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000869148 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 869148 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 900 Riverside Dr SE was $4,596 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,600 (+4.41%) Land $40,000 Building $303,600 | $343,600 (+4.41%) Land $40,000 Building $303,600 | |
| 2025 | $4,596.00 | $329,100 Land $40,000 Building $289,100 | $329,100 Land $40,000 Building $289,100 |
| 2023 | $3,792.00 | $323,400 Land $70,000 Building $253,400 | |
| 2021 | $323,400 Land $70,000 Building $253,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 Riverside Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 900 Riverside Dr SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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