Gaston County property record for 900 River Trail Rd, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,743 sqft · built 2002 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Mar 2018) |
| Tax Bill | $3,100 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05002C19400 |
| Primary APN | 05002C19400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,743 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 900 RIVER TRAIL RD |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVERVIEW L 223 05 002C 194 00 000 |
| Legal Subdivision | RIVER VIEW |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31304 |
900 River Trail Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 RIVER TRAIL RD, LOWELL, NC 28098-1283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Mar 27, 2018 | Warranty Deed, Transfer · FHA Mortgage ALLIED MORTGAGE GROUP INC |
| Aug 2, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Aug 2, 2017 · Amount on File |
| Deed Book / Page | 4968 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 900 RIVER TRAIL RD, LOWELL, NC 28098-1283 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | CHURCHILL TITLE SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0052022097 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 5202/2097 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 27, 2018 |
| Property Address | 900 RIVER TRAIL RD, LOWELL, NC 28098-1283 |
| Document Number | 0049680502 |
| Book / Page | 4968 / 0502 |
| Map Reference | MB 64 PG 60 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 RIVER TRAIL RD, 900, LOWELL, NC 28098-1283 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4918 LOCHLAIN DR, CHARLOTTE, NC 28217-1937 |
| Document Number | 49680505 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 4968/0505 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 2, 2017 |
| Property Address | 900 RIVER TRAIL RD, LOWELL, NC 28098-1283 |
| Document Number | 0049261082 |
| Book / Page | 4926 / 1082 |
| Map Reference | MB 64 PG 60 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 RIVER TRAIL RD, LOWELL, NC 28098-1283 |
| Document Number | 49261084 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 4926/1084 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 900 River Trail Rd was $3,100.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,100.00 | $290,000 Land $28,000 Building $262,000 | |
| 2023 | $3,436.00 | $290,000 Land $28,000 Building $262,000 | |
| 2021 | $173,080 Land $21,000 Building $152,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 River Trail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 River Trail Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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