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900 Ramsgate Ct, Louisville, KY 40299 Property Records

Louisville/Jefferson County Metro Government property record for 900 Ramsgate Ct, Louisville, KY 40299

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,352 sqft · built 1984
Lot Size0.462 acres (20,138 sqft)
Owner2 Individual Names on File
Last Sale$293,000 (Oct 2016)
Tax Bill$3,674 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22222700050000

Property Details

APN / Parcel Number

Primary APN22222700050000
Alternative APNs
  • 222700050000
  • 00104126

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,352 sqft Finished Area
Basement Area1,008 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,138 sqft (0.462 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00104126
Street Address900 RAMSGATE CT
CityLOUISVILLE
StateKY
Zip40299-4657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionDOUGLAS HILLS SEC 14A
Legal SubdivisionDOUGLASS HILLS
Legal Lot Number5
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group1
Census Block1006
Census Tract10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address900 RAMSGATE CT, LOUISVILLE, KY 40299-4657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2016 · Amount on File
Deed SaleOct 20, 2016 · Amount on File
Deed Document Number0001073924
Deed Book / Page10739 / 24
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address900 RAMSGATE CT, LOUISVILLE, KY 40299-4657
Document Number0164770319
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address900 RAMSGATE CT LOUISVILLE KY 402994657, LOUISVILLE, KY 40299-4657

Mortgage

Document Number0164770319
DateApr 15, 2020
Book Page016477/000319
Instrument78081
Lender
NameCOMMONWEALTH BK
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 14, 2040

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityDouglass Hills City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,674.00 (-3.65%)$329,290 (-) Land $84,800 Building $244,490
2024$329,290 (-) Land $84,800 Building $244,490
2023$3,813.00 (-0.34%)$329,290 (-) Land $84,800 Building $244,490$329,290 (-) Land $84,800 Building $244,490
2022$3,826.00$329,290 Land $84,800 Building $244,490$329,290 Land $84,800 Building $244,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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