900 Oak Tree Dr, Ardmore, OK 73401 Property Records

Carter County property record for 900 Oak Tree Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,300 sqft · built 2000
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$254,500 (Sep 2020)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59995`

Property Details

APN / Parcel Number

Primary APN	`59995`
Alternative APN	`0245-00-001-013-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,310 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59995
Street Address	900 OAK TREE DR
City	ARDMORE
State	OK
Zip	73401-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY CLUB ESTATES SEC 2 PHASE 1, BLK 1 LOT 13 (107.43X59.48X32.94X 82.66X29.98X88.02)
Legal Range	02E
Legal Township	04S
Legal Section	18
Legal Subdivision	COUNTRY CLUB ESTATES ADDN SEC #2
Legal Phase	1
Legal Block	1
Legal Lot Number	13
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3034
Census Tract	892602

Owner

900 Oak Tree Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Sep 16, 2020	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Dec 7, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Dec 7, 2018 · Amount on File
Deed Document Number	202010046
Deed Book / Page	6932 / 247
Prior Transfer Date	Apr 12, 2005
Prior Transfer Doc	004284/295
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OAK TREE DR, ARDMORE, OK 73401-1082

Mortgage

Document Number	0007516/98
Date	Apr 10, 2024
Book Page	7516/98
Instrument	I-2024-003187

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OAK TREE DR, ARDMORE, OK 73401-1082

Mortgage

Document Number	007368/151
Date	Apr 6, 2023
Book Page	7368/151
Instrument	I-2023-003364

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006966/34
Date	Dec 2, 2020
Book Page	6966/34
Instrument	2020-012897

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 16, 2020
Property Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Document Number	006932/247
Book / Page	6932 / 247
Instrument Date	Sep 11, 2020
Instrument	2020-010046
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Tax	$381.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 OAK TREE DR, ARDMORE, OK 73401-1082

Mortgage

Document Number	2020010047
Date	Sep 16, 2020
Instrument	2020-010047

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2021

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 7, 2018
Property Address	900 OAK TREE DR, ARDMORE, OK 73401-1082
Document Number	006645/112
Book / Page	6645 / 112
Instrument Date	Dec 7, 2018
Instrument	2018-013851
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OAK TREE DR, ARDMORE, OK 73401-1082

Mortgage

Document Number	2018013852
Date	Dec 7, 2018
Instrument	2018-013852

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 900 Oak Tree Dr was $3,705.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,978 (+5%) Land $3,600 Building $35,378	$324,811 (-0.4%) Land $29,998 Building $294,813
2025	$3,705.00 (-0.03%)	$37,121 (+5%) Land $3,600 Building $33,521	$326,126 (-1.08%) Land $29,998 Building $296,128
2024	$3,706.00 (+11.39%)	$35,353 (+5%) Land $6,896 Building $28,457	$329,703 (+4.62%) Land $65,000 Building $264,703
2023	$3,327.00	$33,670 Land $6,535 Building $27,135	$315,131 Land $65,000 Building $250,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 Oak Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Oak Tree Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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