Kent County property record for 900 Monroe Ter, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,982 sqft · built 1959 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2014) |
| Tax Bill | $2,026 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-077.17-02-36.00-000 |
| Primary APN | 2-05-077.17-02-36.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,982 sqft Living Area |
| Basement Area | 991 sqft |
| Unfinished Basement | 991 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 68 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11290 |
|---|---|
| Street Address | 900 MONROE TER |
| City | DOVER |
| State | DE |
| Zip | 19904-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | WYOMING AVE. SUBDIV., LOT #51, 900 MONROE TERRACE |
| Legal Subdivision | WYOMING AVE |
| Legal Lot Number | 51 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 41400 |
900 Monroe Ter is owned and occupied by an individual who acquired it in December 2020.
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 15, 2023 | Deed of Trust, Mortgage NAVY FCU |
| Dec 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Deed Document Number | 2014259601 |
| Deed Book / Page | 7301 / 26 |
| Last Transfer Date | Dec 1, 2020 |
| Transfer Doc | 0000403180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 4, 2026 |
| Property Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Document Number | 0000543772 |
| Book / Page | 14409 / 14 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026543772 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Document Number | 0000543772, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 14409/14 |
| Instrument | 2026543772 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000469100 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 12367/255 |
| Instrument | 2023-469100 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 16, 2020 |
| Property Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Document Number | 0000403180 |
| Book / Page | 10638 / 209 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2020-403180 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 900 MONROE TER, DOVER, DE 19904-4120 |
| Document Number | 0000403181 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-403181 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 900 Monroe Ter was $2,026, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,026.00 (+5.85%) | $325,700 Land $94,400 Building $231,300 |
| 2025 | $1,914.00 | |
| 2023 | $1,339.00 | $45,500 Land $10,900 Building $34,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 900 Monroe Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Monroe Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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