900 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 900 Main St, Cambria, CA 93428

Property Summary

Property Type	Medical Building
Details	2,403 sqft · built 1980
Lot Size	0.205 acres (8,960 sqft)
Owner	Company Name on Record
Last Sale	$404,091 (Aug 2018)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`022-251-019`

Property Details

APN / Parcel Number

Primary APN	`022-251-019`

Interior

Building Area	2,403 sqft Total Area

Exterior

Year Built	Built 1980
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,960 sqft (0.205 acres)

Location & Zoning

Street Address	900 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-2820
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	CR
Legal Description	PTN RHO STA ROSA
Legal Subdivision	RANCHO SANTA ROSA
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1054
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2918 BURTON DR, CAMBRIA, CA 93428-4002
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Grant Deed, Transfer · Commercial Mortgage MURPHY BANK
Aug 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2018036084
Record Updated	Jun 8, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2020
Property Address	900 MAIN ST, CAMBRIA, CA 93428-2820
Document Number	0000001985
Instrument Date	Jan 9, 2020
Instrument	2020001985
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 BURTON DR, CAMBRIA, CA 93428-4002

Mortgage

Document Number	0000001986
Date	Jan 14, 2020
Instrument	2020001986

Lender

Name	MURPHY BANK
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2040

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2018
Property Address	900 MAIN ST, CAMBRIA, CA 93428-2820
Document Number	0000036084
Instrument Date	Aug 30, 2018
Instrument	36084
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$444.40
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MAIN ST CAMBRIA CA 93428, CAMBRIA, CA 93428

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,079.00 (-1.12%)	$601,501 (-1.9%) Land $328,093 Building $273,408
2023	$7,159.00 (+7.65%)	$613,149 Land $315,353 Building $297,796
2022	$6,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures