900 Lark Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 900 Lark Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 1964
Lot Size	1 acres (43,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,554 (Sep 2025)
Tax Bill	$809 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154850`

Property Details

APN / Parcel Number

Primary APN	`R154850`
Alternative APNs	`60822000002200111` `154850`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,254 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	2,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,691 sqft
Lot Depth	209 ft Depth
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	900 LARK LN
City	RED OAK
State	TX
Zip	75154-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SHAFER ACRES 1.003 AC
Legal Subdivision	SHAFER ACRES
Legal Lot Number	22
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1016
Census Tract	60215

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 LARK LN, RED OAK, TX 75154-3840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2024	Deed of Trust, Mortgage · Line of Credit FROST BANK
Sep 29, 2025	Vendor's Lien, Transfer · Conventional Mortgage TEXASBANK
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	202532428
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0027630873
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	900 LARK LN, RED OAK, TX 75154-3840
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 LARK LN, RED OAK, TX 75154-3840

Mortgage

Document Number	0002416457
Date	May 28, 2024
Instrument	2416457

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 29, 2025
Property Address	900 LARK LN, RED OAK, TX 75154-3840
Document Number	0002532428
Map Reference	CAB A SL 589
Instrument Date	Sep 25, 2025
Instrument	2532428
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIDELITY NATIONAL LS, FIDELITY NATIONAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 LARK LN, RED OAK, TX 75154-3840

Mortgage

Document Number	0002532429
Date	Sep 29, 2025
Instrument	2532429

Lender

Name	TEXASBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	12.2%
Index	Prime Rate
Margin	1
Max Rate	13.2%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	900 LARK LN, RED OAK, TX 75154-3840
Document Number	0000023997
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 LARK LN OAK LEAF TX 751543840, OAK LEAF, TX 75154-3840

Mortgage

Document Number	0000023997
Date	Jul 17, 2020
Instrument	23997

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2045

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,287 (-10.19%) Land $125,000 Building $150,287	$275,287 (-25.52%) Land $125,000 Building $150,287
2025		$306,533 (+1%)	$369,636 (-3.44%) Land $125,000 Building $244,636
2024	$809.00 (-76.12%)	$278,666 (-27.23%) Land $125,000 Building $257,807	$382,807 (-0.04%) Land $125,000 Building $257,807
2023	$3,388.00 (+4.47%) Homeowner's exemption	$382,942 Land $125,000 Building $257,942	$382,942 Land $125,000 Building $257,942
2018	$3,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Element8, Verizon.

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