900 Jefferson St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 900 Jefferson St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 884 sqft · built 1972
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Sep 2021)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-425-016-00`

Property Details

APN / Parcel Number

Primary APN	`051-425-016-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	900 JEFFERSON ST
City	THREE RIVERS
State	MI
Zip	49093-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 28 HEYWOOD SUB-DIV. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	28
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1015
Census Tract	40400

Owner

900 Jefferson St is owned and occupied by an individual who bought it in September 2021.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 30, 2021	Intrafamily Transfer, Transfer OAK TITLE SERVICES LLC
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	20219857
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 30, 2021
Property Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047
Document Number	2021009857
Map Reference	LB 2 PG 80
Instrument Date	Sep 30, 2021
Instrument	2021009857
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 JEFFERSON ST, 900, THREE RIVERS, MI 49093-1047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047

Mortgage

Date	Sep 30, 2021

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 30, 2021
Property Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047
Document Number	2021009856
Map Reference	LB 2 PG 80
Instrument Date	Sep 30, 2021
Instrument	2021009856
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 W BURR OAK ST, 490, CENTREVILLE, MI 49032-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 31, 2020
Property Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047
Document Number	002002/337
Book / Page	2002 / 337
Map Reference	LB 2 PG 80
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 JEFFERSON ST, 900, THREE RIVERS, MI 49093-1047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 W BURR OAK ST, CENTREVILLE, MI 49032-9621

Mortgage

Document Number	0002002339
Date	Mar 31, 2020
Instrument	2002/339

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 29, 2018
Property Address	900 JEFFERSON ST, THREE RIVERS, MI 49093-1047
Document Number	01936/0534
Book / Page	1936 / 0534
Map Reference	LB2 PG80
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68848 BENHAM BEACH RD, STURGIS, MI 49091-9263

Mortgage

Document Number	0001936535
Date	Oct 29, 2018
Instrument	1936/535

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	May 18, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 900 Jefferson St was $2,747 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,400 (+7.2%) Land $4,000 Building $79,400	$166,800 (+7.2%) Land $8,000 Building $158,800
2025	$2,747.00 Homeowner's exemption	$77,800 Land $4,000 Building $73,800	$155,600 Land $8,000 Building $147,600
2023		$60,400 Land $2,400 Building $58,000	$120,800 Land $4,800 Building $116,000
2022	$2,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 Jefferson St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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