900 Hickory St, Lindsay, TX 76250 Property Records

Cooke County property record for 900 Hickory St, Lindsay, TX 76250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft
Lot Size	1.17 acres (51,139 sqft)
Owner	2 Individual Names on File
Last Sale	$339,150 (Sep 2022)
Tax Bill	$5,308 (2026)
Deeds & Mortgages	Feb 2024 Construction Loan Sep 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2048-000-003R1`

Property Details

APN / Parcel Number

Primary APN	`2048-000-003R1`
Alternative APNs	`2047-000-00002` `1715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,200 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,600 sqft

Exterior

Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	51,139 sqft (1.17 acres)
Garage Area	528 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2048-000-003R1
Street Address	900 HICKORY ST
City	LINDSAY
State	TX
Zip	76250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK ADDITION; LOT 3R-1; ACRES 1.174
Legal Subdivision	BLOCK ADDITION
Legal Block	ADDITIO
Legal Lot Number	3R-1
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1085
Census Tract	200

Owner

900 Hickory St is owned and occupied by two individuals who bought it in September 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 141, LINDSAY, TX 76250-0141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
Sep 2, 2022	Vendor's Lien, Transfer · Construction Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	20227527
Deed Book / Page	2535 / 45
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0002535/45
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	900 HICKORY ST, LINDSAY, TX 76250
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 HICKORY ST, LINDSAY, TX 76250

Mortgage

Document Number	002626/367
Date	Feb 12, 2024
Book Page	2626/367
Instrument	2024-875

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	9%
Max Rate At Change	9.95%
Index	Other
Max Rate	18%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	900 HICKORY ST, LINDSAY, TX 76250
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 N ASH ST 141, 141, LINDSAY, TX 76250-3206

Mortgage

Document Number	0002535/57
Date	Sep 2, 2022
Book Page	2535/57
Instrument	2022-7529

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 29, 2023

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 2, 2022
Property Address	900 HICKORY ST, LINDSAY, TX 76250
Document Number	0002535/45
Book / Page	2535 / 45
Map Reference	CAB A SL 173
Instrument Date	Aug 29, 2022
Instrument	2022-7527
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 316, LINDSAY, TX 76250-0316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 N ASH ST UNIT 141, 141, LINDSAY, TX 76250-3206

Mortgage

Document Number	0020227528
Date	Sep 2, 2022
Instrument	2022-7528

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 900 Hickory St was $5,308 with a homeowner's exemption, up 33.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,308.00 (+33.6%) Homeowner's exemption	$293,584 (-) Land $97,737 Building $195,847	$293,584 (-) Land $97,737 Building $195,847
2025	$3,973.00 (+0.99%) Homeowner's exemption	$293,584 Land $97,737 Building $195,847	$293,584 Land $97,737 Building $195,847
2024	$3,934.00
2023		$246,238 Land $72,104 Building $195,198	$267,302 Land $72,104 Building $195,198
2022	$4,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Hickory St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Hickory St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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