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900 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 900 Harrison Ave, Panama City, FL 32401

Property Summary

Property TypeHotel
Details13,696 sqft · built 1964
Lot Size0.426 acres (18,556 sqft)
OwnerCompany Name on Record
Last Sale$251,800 (Apr 2017)
Tax Bill$4,790 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18080-000-000

Property Details

APN / Parcel Number

Primary APN18080-000-000

Interior

Units34 Units
Stories2 Stories
Building Area13,696 sqft Gross Area
1st Floor Area6,558 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area18,556 sqft (0.426 acres)
Lot Dimensions186 ft deep x 100 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft

Exterior Amenities

Pool TypePool Type
Pool Area357 sqft
PorchPorch
Porch Area2,484 sqft
Canopy625 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address900 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32401-2528
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning CodePC09
Legal Description5 4S 14W -45- 29B BEG AT INTSEC. N BDRY 9TH ST & E BDRY HARRISON AVE. N 100 E 186 S 100 W 186.35 TO PT OF BEG ORB 3894 P 94
Legal Range14W
Legal Township04S
Legal Section05
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1012
Census Tract2000

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address900 HARRISON AVE, PANAMA CITY, FL 32401-2528
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2017 · Amount on Record
Deed SaleApr 24, 2017 · Amount on Record
Prior SaleJul 17, 2002 · Amount on Record
Deed Document Number201722655
Deed Book / Page3894 / 94
Prior Transfer DateMar 15, 2004
Prior Transfer Doc0000025740
Record UpdatedOct 29, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 24, 2017
Property Address900 HARRISON AVE, PANAMA CITY, FL 32401-2528
Document Number0038940094
Book / Page003894 / 000094
Instrument DateApr 20, 2017
Instrument22655
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,762.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address900 HARRISON AVE PANAMA CITY BEACH FL 324012528, PANAMA CITY BEACH, FL 32401-2528

Mortgage

Document Number38940099
DateApr 24, 2017
Book Page003894/000099
Instrument22657
Lender
NameBHIKHU J & DIVALIBEN B PATEL
Address2918 KINGS HARBOUR RD, PANAMA CITY, FL 32405-1624
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,790.00 (-23.05%)$276,476 (+21%)$355,928 (+55.77%) Land $111,600 Building $244,328
2024$6,225.00 (+54.47%)
2023$4,030.00 (+9.39%)$228,493 (-) Land $111,600 Building $116,893$228,493 (-) Land $111,600 Building $116,893
2022$3,684.00$228,493 Land $111,600 Building $116,893$228,493 Land $111,600 Building $116,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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