900 Garrow Rd, Utica, MO 64686 Property Records

Livingston County property record for 900 Garrow Rd, Utica, MO 64686

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,030 (Jul 2026)
Tax Bill	$835 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04.00-20-2-17-03.00`

Property Details

APN / Parcel Number

Primary APN	`11-04.00-20-2-17-03.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	900 GARROW RD
City	UTICA
State	MO
Zip	64686-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 20 TOWNSHIP 57 RANGE 24 LEGAL LOTS 6 & 7 BLK 3 MATSTONS ADDITION TO UTICA
Legal Range	24
Legal Township	57
Legal Section	20
Legal Subdivision	MATSTONS ADDITION
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	LIVINGSTON MO
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3015
Census Tract	480200

Owner

Source: Livingston County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 GARROW RD, UTICA, MO 64686-8564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	20261182
Deed Book / Page	775 / 818
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 7, 2026
Property Address	900 GARROW RD, UTICA, MO 64686-8564
Document Number	0000001182
Book / Page	775 / 818
Instrument Date	Jul 2, 2026
Instrument	20261182
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 GARROW RD, UTICA, MO 64686-8564

Mortgage

Document Number	0000001183,
Date	Jul 7, 2026
Book Page	775/820
Instrument	20261183

Lender

Name	EXCHANGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Green Township
Municipality	Utica Village
Unified School District	Southwest Livingston County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00 (+4.51%)	$12,200 (+4.72%) Land $370 Building $11,830	$64,230 (+4.69%) Land $1,960 Building $62,270
2024	$799.00	$11,650 (-) Land $370 Building $11,280
2023		$11,650 Land $370 Building $11,280	$61,350 Land $1,960 Building $59,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVINGSTON COUNTY PWSD 1 serves 1,320 people · EPA ID MO2024352
Water Source	Purchased groundwater from several systems
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

May also be available: AT&T.

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