Jefferson County property record for 900 Gale Cir, Birmingham, AL 35228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 783 sqft · built 1962 |
| Lot Size | 0.175 acres (7,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,500 (Jul 2001) |
| Tax Bill | $672 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-18-3-019-010.000 |
| Primary APN | 29-00-18-3-019-010.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 783 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 783 sqft |
| Basement Area | 783 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,644 sqft (0.175 acres) |
| Lot Dimensions | 98 ft deep x 78 ft wide |
| Terrain | Rolling |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Utility Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 402922 |
|---|---|
| Street Address | 900 GALE CIR |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35228-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 5 BLK 5 SECOND SECTOR GREEN ACRES PARK |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | GREEN AC PARK 2ND 29-18-3 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 3802 |
900 Gale Cir is owned and occupied by an individual who acquired it in August 2015.
Source: Jefferson County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 20, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2001 · Amount on File |
| Deed Sale | Jul 6, 2001 · Amount on File |
| Prior Sale | Nov 14, 2000 · Amount on File |
| Deed Book / Page | 200108 / 6002 |
| Last Transfer Date | Aug 24, 2015 |
| Transfer Doc | 0000073205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 16, 2026 |
| Property Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Document Number | 0000085513 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202685513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Document Number | 0000085513, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202685513 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Document Number | 0000105924 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025105924 |
| Name | NEW DAY FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 900 GALE CIR, BIRMINGHAM, AL 35228-1822 |
| Document Number | 0000137023 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020137023 |
| Name | AVADIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 900 Gale Cir was $672 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $672.00 Homeowner's exemption | $10,260 | $102,500 Land $13,800 Building $88,700 |
| 2023 | $10,240 Land $1,379 Building $8,861 | $102,500 Land $13,800 Building $88,700 | |
| 2022 | $492.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 900 Gale Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1983–2023) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | May 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Gale Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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