900 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 900 Forest Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1946
Lot Size0.16 acres (6,985 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Oct 2016)
Tax Bill$2,802 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-35-208-001

Property Details

APN / Parcel Number

Primary APN8913-35-208-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area944 sqft
AtticAttic
Attic Area330 sqft
Basement Area944 sqft
Finished Basement375 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,985 sqft (0.16 acres)
Lot Dimensions127 ft deep x 55 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address900 FOREST AVE
CityWATERLOO
StateIA
Zip50702-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENFIELD ADDITION LOT 6 BLK 9
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionGREENFIELD ADDITION
Legal Block9
Legal Lot Number6
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2016
Census Tract1100

Owner

Source: Black Hawk County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address900 FOREST AVE, WATERLOO, IA 50702-3118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2016 · Amount on Record
Deed SaleOct 14, 2016 · Amount on Record
Prior SaleSep 13, 2007 · Amount on Record
Deed Document Number20162017-00007191
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Recording DateOct 15, 2026
Property Address900 FOREST AVE, WATERLOO, IA 50702-3118
Document Number0000015635
Instrument DateOct 5, 2026
Instrument202615635
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 FOREST AVE, WATERLOO, IA 50702-3118

Mortgage

Document Number0000015635,
DateOct 15, 2026
Instrument202615635
Lender
NameBANKIOWA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 5, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,802.00 (+2.26%) Homeowner's exemption$148,180 (+8.52%) Land $17,340 Building $130,840$148,180 (+8.52%) Land $17,340 Building $130,840
2024$2,740.00 (+25%)
2023$136,540 (+25.62%) Land $17,340 Building $119,200$136,540 (+25.62%) Land $17,340 Building $119,200
2022$2,192.00 Homeowner's exemption$108,690 Land $17,340 Building $91,350
2021$108,690 Land $17,340 Building $91,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number