900 Florence Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 900 Florence Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1958
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$348,900 (Jul 2023)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Refinance + 4 more
APN	`NHAM M:0044 B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0044 B:0002 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	760 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	900 FLORENCE RD
City	FLORENCE
State	MA
Zip	01062-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	NORTHAMPTON
Legal Block	2
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3003
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	900 FLORENCE RD, FLORENCE, MA 01062-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE LLC
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Jul 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202311360
Deed Book / Page	14921 / 98
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Recording Date	May 28, 2026
Property Address	900 FLORENCE RD, FLORENCE, MA 01062-3608
Document Number	015730-132
Book / Page	15730 / 132
Instrument Date	May 22, 2026
Instrument	20267976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 FLORENCE RD, FLORENCE, MA 01062-3608

Mortgage

Document Number	0000007976,
Date	May 28, 2026
Book Page	15730/132
Instrument	20267976

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	Other
Margin	2
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	900 FLORENCE RD, NORTHAMPTON, MA 01062-3608
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014425-86
Date	Jan 19, 2022
Book Page	14425/86
Instrument	1222

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	900 FLORENCE RD, NORTHAMPTON, MA 01062-3608
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014581-146
Date	Jun 13, 2022
Book Page	14581/146
Instrument	12285

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 28, 2023
Property Address	900 FLORENCE RD, NORTHAMPTON, MA 01062-3608
Document Number	0014921-98
Book / Page	14921 / 98
Instrument Date	Jul 28, 2023
Instrument	11360
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SOUTHWICK RD, WESTFIELD, MA 01085-4784

Mortgage

Document Number	0000011361
Date	Jul 28, 2023
Instrument	11361

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	900 FLORENCE RD, NORTHAMPTON, MA 01062-3608
Document Number	12867-313
Book / Page	012867 / 000313
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12867-313
Date	Jan 30, 2018
Book Page	012867/000313
Instrument	30

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	900 FLORENCE RD, NORTHAMPTON, MA 01062-3608
Document Number	12812-142
Book / Page	012812 / 000142
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12812-142
Date	Nov 21, 2017
Book Page	012812/000142
Instrument	24559

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2032

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,683.00 (+14.81%)	$336,200 (+30.56%) Land $89,200 Building $247,000	$428,260 (+30.18%)
2024			$328,985
2023	$4,079.00	$257,500 Land $77,300 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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