San Luis Obispo County property record for 900 Embarcadero, Morro Bay, CA 93442
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,675 sqft · built 1994 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Tax Bill | $18,186 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-321-021 |
| Primary APN | 066-321-021 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,675 sqft Gross Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Sewer | Connected |
|---|
| Street Address | 900 EMBARCADERO |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2150 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | VSC |
| Legal Description | CY MB PM 3/10 PAR 33 LESS RD & PTN ABAN ROAD |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10603 |
900 Embarcadero, a commercial property, is owned by a company that acquired it in July 2007.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 370 OCONNOR WAY, SAN LUIS OBISPO, CA 93405-7877 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2007 |
| Deed Sale | Jul 10, 2007 |
| Prior Sale | May 15, 2007 · Amount on File |
| Deed Document Number | 200746449 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 900 Embarcadero was $18,186.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,650,000 (-) Land $765,000 Building $885,000 | |
| 2025 | $18,186.00 | $1,650,000 Land $765,000 Building $885,000 |
| 2023 | $16,603.00 (+4.6%) | $1,500,000 Land $700,000 Building $800,000 |
| 2022 | $15,873.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 900 Embarcadero in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Embarcadero is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
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