900 Elm St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 900 Elm St, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage2,358 sqft Living Area
Lot Size24,829 sqft (0.57 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2025)
Tax Bill$4,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN051-199-079-00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,358 sqft Living Area
1st Floor2,358 sqft 1st Floor
Basement Area2,358 sqft Basement
Unfinished Basement2,279 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch Style
Lot Area24,829 sqft (0.57 acres)
Depth X Width189 ft x 132 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area676 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address900 ELM ST
CityTHREE RIVERS
StateMI
Zip49093-1304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR BONNIE CASTLE ADDITION CITY OF THREE RIVERS TH W ON ADAMS ST TO PT N OF NW COR LOT 37 SD SUB TH N ON EXT W LOT LN
Legal Range11W
Legal Township06S
Legal Section07
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number37
JurisdictionST JOSEPH MI
Minor Civil DivisionTHREE RIVERS
Census Blockgroup1
Census Block1049
Census Tract40100

Owner

Source: St. Joseph County records · APN 051-199-079-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address59067 FERGUSON RD, THREE RIVERS, MI 49093-9505
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Mar 27, 2019Deed of Trust, Mortgage
FIFTH THIRD BANK
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC
May 07, 2024Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleMay 07, 2024 · Amount on Record
Deed Doc Number20259327
Prior Transfer DateJan 18, 1995
Prior Transfer Doc0735000849
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateMay 26, 2026
Property Address900 ELM ST, THREE RIVERS, MI 49093-1304
Document Number0000004354
Instrument DateMay 18, 2026
Instrument20264354
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address900 ELM ST, THREE RIVERS, MI 49093-1304

Mortgage

Document Number0000004354,
DateMay 26, 2026
Instrument20264354
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate6.3%
Max Rate-1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address900 ELM ST, THREE RIVERS, MI 49093-1304
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01952/0482
DateMar 27, 2019
Book Page1952/0482
Lender
NameFIFTH THIRD BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term121 Months
DueApr 01, 2029

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 26, 2025
Property Address900 ELM ST, THREE RIVERS, MI 49093-1304
Document Number2025009327
Instrument DateNov 13, 2025
Instrument2025009327
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 ELM ST, THREE RIVERS, MI 49093-1304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address900 ELM ST, THREE RIVERS, MI 49093-1304

Mortgage

Document Number2025009328
DateNov 26, 2025
Instrument2025009328
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMay 07, 2024
Property Address900 ELM ST, THREE RIVERS, MI 49093-1304
Document Number2024003402
Instrument DateMay 01, 2024
Instrument2024003402
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 ELM ST, THREE RIVERS, MI 49093-1304

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 ELM ST, THREE RIVERS, MI 49093-1304

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$172,800 (+34.89%)$345,600 (+34.89%)
2025$4,992.00 (+44.7%) Homeowner's exemption$128,100 (+29.39%) Land $10,200 Building $117,900$256,200 (+29.39%) Land $20,400 Building $235,800
2024$3,450.00 (+10.22%)
2023$99,000 Land $5,900 Building $93,100$198,000 Land $11,800 Building $186,200
2022$3,130.00

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