900 E Washington Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 900 E Washington Ave, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,906 sqft · built 1913
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on File
Tax Bill$2,543 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN600628406001000

Property Details

APN / Parcel Number

Primary APN600628406001000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,906 sqft Total Area
1st Floor Area836 sqft
Basement Area1,052 sqft
Finished Basement1,052 sqft
Unfinished Basement1,052 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions135 ft deep x 80 ft wide
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address900 E WASHINGTON AVE
CityRED OAK
StateIA
Zip51566-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLARD ADD W 80' N 134.5' LT 22
Legal SubdivisionWILLARD ADD
Legal Lot Number22
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3015
Census Tract960200

Owner

900 E Washington Ave is owned and occupied by an individual.

Source: Montgomery County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address900 E WASHINGTON AVE, RED OAK, IA 51566-2417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Recording DateApr 30, 2026
Property Address900 E WASHINGTON AVE, RED OAK, IA 51566-2417
Document Number0000000611
Book / Page2026 / 611
Instrument DateApr 24, 2026
Instrument2026611
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 E WASHINGTON AVE, RED OAK, IA 51566-2417

Mortgage

Document Number0000000611,
DateApr 30, 2026
Book Page2026/611
Instrument2026611
Lender
NameHOUGHTON STS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 20, 2031
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,390 Land $12,480 Building $95,910$108,390 Land $12,480 Building $95,910
2024$2,543.00
2023$108,390 Land $12,480 Building $95,910$108,390 Land $12,480 Building $95,910
2022$2,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 E Washington Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 E Washington Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Washington Ave

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