900 E Prospect Ave, Ponca City, OK 74601 Property Records

Kay County property record for 900 E Prospect Ave, Ponca City, OK 74601

Property Summary

Property Type	Restaurant
Details	4 ba · 6,360 sqft · built 1987
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Tax Bill	$8,626 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11731`

Property Details

APN / Parcel Number

Primary APN	`11731`
Alternative APN	`1990-15-026-02E-1-023-00`

Interior

Full Baths	4 Baths
Units	9 Units
Stories	1 Story
Building Area	6,360 sqft Total Area
Gross Area	6,320 sqft
1st Floor Area	6,320 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Stucco
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	218 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	11731
Street Address	900 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74601-1600
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	P C - TRS 15-26-2E TR BEG NW/C NE/4 E999.33 S50.01' TO TR POB, TH S215' E150' N215' W150' TO TR POB ...LOS PORTALES
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	UNPLATTED PONCA CITY
Legal Block	26
Legal Lot Number	2E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2004
Census Tract	202

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2104 EL CAMINO ST, PONCA CITY, OK 74604-2714
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020
Deed Sale	Jan 28, 2020
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	2020656
Deed Book / Page	1827 / 265
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	0000000656
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Dec 3, 2019
Property Address	900 E PROSPECT AVE, PONCA CITY, OK 74601-1600
Document Number	0000009121
Book / Page	1822 / 0742
Instrument Date	Nov 21, 2019
Instrument	2019-009121
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 N PECAN RD, PONCA CITY, OK 74604-1206

Mortgage

Document Number	0000009122
Date	Dec 3, 2019
Instrument	2019-009122

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,726 (+5%) Land $17,985 Building $76,741	$861,143 (-17.95%) Land $163,500 Building $697,643
2025	$8,626.00 (+6.04%)	$90,215 (+5%) Land $17,274 Building $72,941	$1,049,511 (+5.31%) Land $163,500 Building $886,011
2024	$8,135.00 (+3.09%)	$85,919 (+5%) Land $16,451 Building $69,468	$996,556 (+29.02%) Land $163,500 Building $833,056
2023	$7,891.00	$81,828 Land $16,187 Building $65,641	$772,375 Land $147,150 Building $625,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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