900 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 900 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,203 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Aug 2024)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-23-426-005`

Property Details

APN / Parcel Number

Primary APN	`N-10-23-426-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	554 sqft
Finished Basement	554 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Lot Area	20,038 sqft (0.46 acres)
Terrain	High
Garage Area	805 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	900 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 23 GUNN ROAD ESTATES N 1/2 OF LOT 15
Legal Range	11E
Legal Township	04N
Legal Section	23
Legal Subdivision	GUNN ROAD ESTATES
Legal Lot Number	15
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	190200

Owner

900 E Gunn Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3218 COUNTRYSIDE CIR, AUBURN HILLS, MI 48326-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Mar 12, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Apr 13, 2020 · Amount on File
Deed Document Number	202487527
Deed Book / Page	59547 / 211
Prior Transfer Date	Aug 4, 2003
Prior Transfer Doc	0307210859
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	900 E GUNN RD, ROCHESTER, MI 48306-1906
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E GUNN RD, ROCHESTER, MI 48306-1906

Mortgage

Document Number	0000434122
Date	Aug 24, 2022
Book Page	58058/303
Instrument	434122

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	900 E GUNN RD, ROCHESTER, MI 48306-1906
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E GUNN RD, ROCHESTER, MI 48306-1906

Mortgage

Document Number	0000184477
Date	Jul 26, 2021
Book Page	56601/523
Instrument	184477

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	900 E GUNN RD, ROCHESTER, MI 48306-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049635
Date	Mar 12, 2020
Book Page	53943/733
Instrument	49635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2020
Property Address	900 E GUNN RD, ROCHESTER, MI 48306-1906
Document Number	0000075003
Book / Page	54069 / 379
Map Reference	LB 69 PG 37
Instrument Date	Feb 20, 2020
Instrument	75003
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,042.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 E GUNN RD, 900, ROCHESTER, MI 48306-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 DAVIS LAKE RD, LAPEER, MI 48446-1468

Tax Assessment & Valuation

The 2025 property tax bill for 900 E Gunn Rd was $2,203 with a homeowner's exemption, down 9.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (-9.64%) Homeowner's exemption	$137,480	$274,960
2024	$2,438.00
2023		$103,930	$207,860
2021	$2,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 E Gunn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 E Gunn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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