900 Defoor Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 900 Defoor Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1972
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Apr 2026)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052D 006`

Property Details

APN / Parcel Number

Primary APN	`052D 006`
Alternative APN	`329350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,181 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	81,457 sqft (1.87 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	290 sqft
Carport	Carport
Carport Area	290 sqft
Parking Spaces	2 Parking Spaces
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	329350
Street Address	900 DEFOOR RD
City	TOCCOA
State	GA
Zip	30577-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT B {LOTS1&15 BLK B SEC 1 OAK HILL EST}
Legal Subdivision	OAK HILL ESTATES
Legal Tract	B
Legal Block	B
Legal Lot Number	1,15
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970202

Owner

Source: Stephens County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Limited Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jan 13, 2026	Limited Warranty Deed, Transfer
Mar 2, 2021	Grant Deed, Transfer FIRST CMNTY MTG INC
Jun 19, 2018	Grant Deed, Transfer · FHA Mortgage PINNACLE BK
Nov 15, 2017	Grant Deed, Transfer ATTORNEY ONLY
Oct 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Book / Page	1445 / 120
Prior Transfer Date	Jan 13, 2026
Prior Transfer Doc	0014360149
Record Updated	Sep 20, 2026

April 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 6, 2026
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0014450120
Book / Page	1445 / 120
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Investor	Possibly a Property Investor

Mortgage

Document Number	1445000122,
Date	Apr 6, 2026
Book Page	1445/122

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 13, 2026
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0014360149
Book / Page	1436 / 149
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 DEFOOR RD, TOCCOA, GA 30577-8188

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 2, 2021
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0012410261
Book / Page	001241 / 000261
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 DEFOOR RD TOCCOA GA 305778188, TOCCOA, GA 30577-8188

Mortgage

Document Number	12410264
Date	Mar 2, 2021
Book Page	001241/000264

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 19, 2018
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0011520494
Book / Page	001152 / 000494
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 DEFOOR RD TOCCOA GA 305778188, TOCCOA, GA 30577-8188

Mortgage

Document Number	11520496
Date	Jun 19, 2018
Book Page	001152/000496

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 15, 2017
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0011360204
Book / Page	001136 / 000204
Instrument Date	Nov 8, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 12, 2017
Property Address	900 DEFOOR RD, TOCCOA, GA 30577-8188
Document Number	0011330272
Book / Page	001133 / 000272
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (+50.95%)	$75,228 (+63.7%) Land $3,892 Building $71,336	$188,070 (+63.7%) Land $9,730 Building $178,340
2023	$1,368.00 (+6.29%)	$45,954 (+6.23%) Land $3,892 Building $42,062	$114,884 (+6.22%) Land $9,730 Building $105,154
2022	$1,287.00	$43,261 Land $3,892 Building $39,369	$108,152 Land $9,730 Building $98,422

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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