900 Daffodil Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 900 Daffodil Trl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,182 sqft · built 2008
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2009)
Tax Bill	$4,563 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T082000652`

Property Details

APN / Parcel Number

Primary APN	`T082000652`
Alternative APN	`4-0036-A428-00-110C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T082000652
Old Parcel Number	T082000652
Street Address	900 DAFFODIL TRL
City	O FALLON
State	MO
Zip	63368-7454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #5 LOT 110C
Legal Range	02E
Legal Township	46N
Legal Subdivision	VLGS AT SPRINGHURST #5
Legal Lot Number	110C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312207

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	900 DAFFODIL TRL, O FALLON, MO 63368-7454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 22, 2020	Deed of Trust, Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2009 · Amount on Record
Deed Sale	Feb 25, 2009 · Amount on Record
Deed Document Number	0005124518
Deed Book / Page	5124 / 518
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	900 DAFFODIL TRL, O FALLON, MO 63368-7454
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 DAFFODIL TRL, O FALLON, MO 63368-7454

Mortgage

Document Number	0000009537
Date	Mar 2, 2026
Instrument	2026R-009537

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year T-Bill
Max Rate	5.99%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	900 DAFFODIL TRL, O FALLON, MO 63368-7454
Document Number	0000102612
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 DAFFODIL TRL O FALLON MO 633687454, O FALLON, MO 63368-7454

Mortgage

Document Number	0000102612
Date	Dec 29, 2020
Instrument	102612

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,563.00	$68,635 (+11.68%)	$361,239 (+11.68%) Land $59,999 Building $301,240
2023		$61,456
2022			$323,451 Land $49,999 Building $273,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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