El Dorado County property record for 900 Cottage St, Placerville, CA 95667 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1980 |
| Lot Size | 0.229 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Oct 2022) |
| Tax Bill | $5,330 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-181-005-000 |
| Primary APN | 001-181-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Construction Type | Wood |
| Lot Area | 10,018 sqft (0.229 acres) |
| Terrain | Gentle Slope |
| View / Lot | Good |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 0011810510 |
|---|---|
| Street Address | 900 COTTAGE ST |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR L 1 B 35 PLACERVILLE |
| Legal Subdivision | PLACERVILLE |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31100 |
Source: El Dorado County records · APN 001-181-005-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3019 PESCARA PL, EL DORADO HILLS, CA 95762-5461 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY |
| Oct 06, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITE MORTGAGE |
| Apr 22, 2022 | Grant Deed, Transfer · Commercial Mortgage HL3 SIERRA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2022 · Amount on Record |
| Deed Sale | Oct 06, 2022 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 2022-0039625 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 900 COTTAGE ST, PLACERVILLE, CA 95667-4526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3019 PESCARA PL, EL DORADO HILLS, CA 95762-5461 |
| Document Number | 0000005026 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026-0005026 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Jan 29, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 06, 2022 |
| Property Address | 900 COTTAGE ST, PLACERVILLE, CA 95667-4526 |
| Document Number | 0000039625 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022-0039625 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3019 PESCARA PL, EL DORADO HILLS, CA 95762-5461 |
| Document Number | 0000039626 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2022-0039626 |
| Name | UNITE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 22, 2022 |
| Property Address | 900 COTTAGE ST, PLACERVILLE, CA 95667-4526 |
| Document Number | 0000018502 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022-0018502 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9719 LINCOLN VILLAGE DR STE 609, 609, SACRAMENTO, CA 95827-3333 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018503 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-0018503 |
| Name | HL3 SIERRA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 01, 2023 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,330.00 (+3.35%) | $504,594 (+4.04%) Land $130,050 Building $374,544 |
| 2023 | $5,157.00 (+70.09%) | $485,000 Land $125,000 Building $360,000 |
| 2022 | $3,032.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170311002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
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