900 Co Rd 771, Centre, AL 35960 Property Records

Cherokee County property record for 900 Co Rd 771, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 2018
Lot Size	6.83 acres (297,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,350 (Sep 2018)
Tax Bill	$824 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-19-02-03-0-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`13-19-02-03-0-000-005.001`
Alternative APNs	`ALT APN:1902030000005001` `206224`

Interior

Stories	1 Story
Building Area	1,624 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	297,515 sqft (6.83 acres)

Location & Zoning

Account Number	206224
Street Address	900 COUNTY ROAD 771
City	CENTRE
State	AL
Zip	35960-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NE COR NW/4 NW/4;S348 TO POB;CONT S925;W321;N920;E323TO POB
Legal Range	11E
Legal Township	11S
Legal Section	03
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1044
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Feb 12, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage ALA TEACHERS CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 6, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CONSUMER FIRST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2018204272
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0000204272
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Sep 25, 2026
Property Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Document Number	0000246029
Instrument Date	Sep 15, 2026
Instrument	2026246029
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814

Mortgage

Document Number	0000246029,
Date	Sep 25, 2026
Instrument	2026246029

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209096
Date	Sep 16, 2019
Instrument	209096

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201388
Date	Feb 12, 2018
Instrument	201388

Lender

Name	ALA TEACHERS CREDIT UNION
Type	Non-Lending Institution
Address	GADSDEN, AL 35901

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220009
Date	Aug 25, 2021
Instrument	220009

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 6, 2018
Property Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814
Document Number	0000204272
Instrument Date	Aug 27, 2018
Instrument	204272
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 COUNTY ROAD 771, 900, CENTRE, AL 35960-3814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 COUNTY ROAD 771, CENTRE, AL 35960-3814

Mortgage

Document Number	0000204273
Date	Sep 6, 2018
Instrument	204273

Lender

Name	CONSUMER FIRST MORTGAGE INC
Type	Non-Lending Institution
Address	NORTHPORT, AL 35473

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$824.00 (+7.43%)
2025	$767.00 (+6.23%) Homeowner's exemption	$19,540 (+5.85%) Land $3,080 Building $16,460	$195,300 (+5.8%) Land $30,800 Building $164,500
2024	$722.00 Additional exemption filed	$18,460 (-) Land $2,800 Building $15,660	$184,600 (-) Land $28,000 Building $156,600
2023	$722.00 (-0.96%) Homeowner's exemption	$18,460 (-0.97%)	$184,600 (-0.91%) Land $28,000 Building $156,600
2022	$729.00 Homeowner's exemption	$18,640 Land $2,800 Building $15,840	$186,300 Land $28,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: T-Mobile, Verizon.

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