900 Charles St, Reading, PA 19606 Property Records

Berks County property record for 900 Charles St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1904
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$198,000 (Jul 2026)
Tax Bill	$1,135 (2026)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5325-16-84-4073`

Property Details

APN / Parcel Number

Primary APN	`5325-16-84-4073`
Alternative APNs	`43-5325-16-84-4073` `43044600` `044600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stucco
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	43044600
Street Address	900 CHARLES ST
City	READING
State	PA
Zip	19606-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORRANE SCHOOL
Legal Block	84
Legal Lot Number	47-49
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1027
Census Tract	12004

Owner

900 Charles St is owned by a company that bought it in July 2026.

Source: Berks County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1913 GRING DR, READING, PA 19610-1427
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · Construction Mortgage BPL MORTGAGE TRUST LLC
Apr 29, 2026	Deed, Transfer · Construction Mortgage ADVANTAGE LOAN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Apr 29, 2026 · Amount on File
Deed Document Number	202623376
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 17, 2026
Property Address	900 CHARLES ST, READING, PA 19606-3708
Document Number	0000023376
Instrument Date	Jul 16, 2026
Instrument	202623376
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	CONESTOGA TITLE BERKS, CONESTOGA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1913 GRING DR, READING, PA 19610-1427

Mortgage

Document Number	0000023377,
Date	Jul 17, 2026
Instrument	202623377

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 29, 2026
Property Address	900 CHARLES ST, READING, PA 19606-3708
Document Number	0000013011
Instrument Date	Apr 28, 2026
Instrument	2026.13011
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CONESTOGA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 NEVERSINK ST, READING, PA 19606-3732

Mortgage

Document Number	0000013012,
Date	Apr 29, 2026
Instrument	2026..13012

Lender

Name	ADVANTAGE LOAN SERVICING

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 28, 2026

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 900 Charles St was $1,135, up 0.9% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,135.00 (+0.89%)	$71,000 (-) Land $33,500 Building $37,500	$33,500 (-) Land $33,500
2025	$1,125.00 (+6.23%) Homeowner's exemption	$71,000 (-) Land $33,500 Building $37,500	$33,500 Land $33,500
2024	$1,059.00	$71,000 Land $33,500 Building $37,500
1994			$71,000 Land $33,500 Building $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 900 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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