900 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 900 Cedar St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-3-001-090.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-3-001-090.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1951
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)
Patio Area	171 sqft
Shed	1 Shed

Location & Zoning

Street Address	900 CEDAR ST
City	WASHINGTON
State	MO
Zip	63090-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:46&PT45 LUETKEMEIERS ADD
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	SW
Legal Subdivision	LUETKEMEIERS
Legal Block	1
Legal Lot Number	46
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4008
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	900 CEDAR ST, WASHINGTON, MO 63090-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Jun 23, 2023	Warranty Deed, Transfer · Line of Credit BANK OF WASHINGTON
Sep 16, 2020	Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC
Apr 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Prior Sale	Sep 16, 2020
Deed Document Number	2307186
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	900 CEDAR ST, WASHINGTON, MO 63090-4407
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002315252
Date	Dec 27, 2023
Instrument	2315252

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 23, 2023
Property Address	900 CEDAR ST, WASHINGTON, MO 63090-4407
Document Number	0002307186
Map Reference	PB E PG 52
Instrument Date	Jun 22, 2023
Instrument	2307186
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 CEDAR ST, WASHINGTON, MO 63090-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	900 CEDAR ST, WASHINGTON, MO 63090-4407

Mortgage

Document Number	0002307187
Date	Jun 23, 2023
Instrument	2307187

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 16, 2020
Property Address	900 CEDAR ST, WASHINGTON, MO 63090-4407
Document Number	0000015487
Instrument Date	Sep 11, 2020
Instrument	15487
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 CEDAR ST WASHINGTON MO 630904407, WASHINGTON, MO 63090-4407

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	900 CEDAR ST, WASHINGTON, MO 63090-4407
Document Number	0000006316
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 CEDAR ST WASHINGTON MO 630904407, WASHINGTON, MO 63090-4407

Mortgage

Document Number	0000006316
Date	May 4, 2020
Instrument	6316

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (+7.61%)	$26,640 (+9.53%)	$140,210 (+9.52%) Land $25,460 Building $114,750
2023	$1,380.00 (+13.86%)	$24,323 (+13.99%)	$128,020 (+14%) Land $25,460 Building $102,560
2022	$1,212.00	$21,337
2021			$112,300 Land $25,460 Building $86,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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