900 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 900 Carr Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details1 ba
Lot Size9.5 acres (413,820 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Dec 2016)
Tax Bill$1,280 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN24-10-3-08-2001-000

Property Details

APN / Parcel Number

Primary APN24-10-3-08-2001-000

Interior

Full Baths1 Bath
Stories1 Story

Exterior

Lot Area413,820 sqft (9.5 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address900 CARR RD
CitySAINT CHARLES
StateMI
Zip48655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF E 740 FT OF NW1/4 LYING S OF E V PARSONS ADD & N OF GRIFFIN DRAIN 9.5 ACRES VILLAGE OF ST CHARLES SEC 8 T10N R3E
Legal Range03E
Legal Township10N
Legal Section08
Legal SubdivisionLYING S OF E V PARSONS ADD
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2038

Owner

900 Carr Rd is owned and occupied by an individual who bought it in December 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address708 FLINT ST, SAINT CHARLES, MI 48655-1848
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage
MERCANTILE BK/MI
Nov 20, 2017Deed of Trust, Mortgage
MERCANTILE BK/MI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2016 · Amount on File
Deed SaleDec 2, 2016 · Amount on File
Deed Document Number201630743
Deed Book / Page2881 / 1125
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address900 CARR RD, SAINT CHARLES, MI 48655
Document Number0000021981
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021981
DateSep 2, 2020
Instrument21981
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address900 CARR RD, SAINT CHARLES, MI 48655
Document Number0000031541
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 FLINT ST ST CHARLES MI 486551848, ST CHARLES, MI 48655-1848

Mortgage

Document Number0000031541
DateNov 29, 2017
Instrument31541
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
AmountAmount on Record
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 900 Carr Rd was $1,280 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles Village
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,400$80,800
2025$1,280.00 Homeowner's exemption
2023$34,900$69,800
2022$614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Carr Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation593.3 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Carr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ST. CHARLES
serves 2,054 people · EPA ID MI0006260
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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