900 Anchor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 900 Anchor St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Feb 2024)
Tax Bill	$10,041 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-163-043`

Property Details

APN / Parcel Number

Primary APN	`066-163-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	900 ANCHOR ST
City	MORRO BAY
State	CA
Zip	93442-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO HTS BL 8 PTN LTS 18 & 19
Legal Subdivision	MORRO HEIGHTS
Legal Block	8
Legal Lot Number	18,19
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3032
Census Tract	10602

Owner

900 Anchor St is owned and occupied by an individual who bought it in February 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 22, 2024	Intrafamily Transfer, Transfer
Oct 26, 2023	Intrafamily Transfer, Transfer
Jun 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jan 23, 2004 · Amount on File
Deed Document Number	20245085
Prior Transfer Date	Oct 26, 2023
Prior Transfer Doc	0000032421
Record Updated	Sep 20, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 28, 2024
Property Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602
Document Number	0000005085
Map Reference	MB 3 PG 4
Instrument Date	Feb 23, 2024
Instrument	2024005085
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602

Mortgage

Document Number	0000005086
Date	Feb 28, 2024
Instrument	2024005086

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 22, 2024
Property Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602
Document Number	0000004626
Map Reference	MB 3 PG 4
Instrument Date	Feb 22, 2024
Instrument	2024004626
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 26, 2023
Property Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602
Document Number	0000032421
Map Reference	MB 3 PG 4
Instrument Date	Oct 26, 2023
Instrument	2023032421
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	520 FRESNO AVE, MORRO BAY, CA 93442-2312

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2023
Property Address	900 ANCHOR ST, MORRO BAY, CA 93442-2602
Document Number	0000017601
Map Reference	MB 3 PG 4
Instrument Date	Jun 21, 2023
Instrument	2023017601
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FRESNO AVE, MORRO BAY, CA 93442-2312

Tax Assessment & Valuation

The 2025 property tax bill for 900 Anchor St was $10,041 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,360 (+2%) Land $598,230 Building $338,130
2025	$10,041.00 Homeowner's exemption	$918,000 Land $586,500 Building $331,500
2023	$9,408.00 (+27.67%)	$717,441 (+2%) Land $478,296 Building $239,145
2022	$7,369.00 Homeowner's exemption	$703,374 Land $468,918 Building $234,456

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 900 Anchor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Anchor St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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