900 Ambridge Dr, Windy Hills (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 900 Ambridge Dr, Windy Hills, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1979
Lot Size	0.346 acres (15,076 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2019)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21163401600000`

Property Details

APN / Parcel Number

Primary APN	`21163401600000`
Alternative APNs	`163401600000` `00034867`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Finished Area
Basement Area	1,278 sqft
Finished Basement	902 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,076 sqft (0.346 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00034867
Street Address	900 AMBRIDGE DR
City	WINDY HILLS
State	KY
Zip	40207-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	WINDURST SUB
Legal Subdivision	WINDURST SUB
Legal Lot Number	160
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4007
Census Tract	10001

Owner

900 Ambridge Dr is owned and occupied by an individual who bought it in July 2019.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	900 AMBRIDGE DR, LOUISVILLE, KY 40207-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Deed Document Number	0011449102
Deed Book / Page	11449 / 102
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	900 AMBRIDGE DR, WINDY HILLS, KY 40207-2402
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249466
Date	Dec 19, 2023
Book Page	M 18729/367
Instrument	2023249466

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 8, 2019
Property Address	900 AMBRIDGE DR, WINDY HILLS, KY 40207-2402
Document Number	0114490102
Book / Page	011449 / 000102
Instrument Date	Jul 1, 2019
Instrument	153874
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	MOMENTUM TITLE AGENCY LLC, MOMENTUM TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 AMBRIDGE DR LOUISVILLE KY 402072402, LOUISVILLE, KY 40207-2402

Mortgage

Document Number	160260203
Date	Jul 8, 2019
Book Page	016026/000203
Instrument	153875

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 900 Ambridge Dr was $4,296.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Windy Hills City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00	$381,610 Land $87,550 Building $294,060
2024			$381,610 (+73.46%) Land $87,550 Building $294,060
2023	$2,525.00 (-0.36%)	$220,000 (-) Land $41,200 Building $178,800	$220,000 (-) Land $41,200 Building $178,800
2022	$2,534.00	$220,000 Land $41,200 Building $178,800	$220,000 Land $41,200 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Ambridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 900 Ambridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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