Powell County property record for 90 Yellow Pine Rd, Clay City, KY 40312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,008 sqft · built 1980 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2007 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00-00-018.00 |
| Primary APN | 004-00-00-018.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Wine Cellar | Wine Cellar |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Width | 100 ft Width |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 196 sqft |
| Patio Area | 196 sqft |
| Sewer | Connected |
|---|
| Account Number | 111506 |
|---|---|
| Street Address | 90 YELLOW PINE RD |
| City | CLAY CITY |
| State | KY |
| Zip | 40312-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT # 5 & HOUSE |
| Legal Lot Number | 5 |
| Jurisdiction | POWELL KY |
| Township / Civil Division | CLAY CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970202 |
Source: Powell County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Jul 11, 2007 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Oct 19, 2006 | Deed of Trust, Mortgage REPUBLIC BANK & TRUST CO |
| Jul 11, 2007 | Deed of Trust, Mortgage · ARM REPUBLIC BANK & TRUST CO |
| May 29, 2024 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 13, 2005 | Deed, Transfer · ARM FMF CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | MTG291/115 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | MTG 291/115 |
| Instrument | 279845 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG199/860 |
|---|---|
| Date | Jul 11, 2007 |
| Book Page | MTG 199/860 |
| Instrument | 123966 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 27, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG193/436 |
|---|---|
| Date | Oct 19, 2006 |
| Book Page | MTG 193/436 |
| Instrument | 121104 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 12, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG199/867 |
|---|---|
| Date | Jul 11, 2007 |
| Book Page | MTG 199/867 |
| Instrument | 123967 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.29% |
| Type Change Date | Jul 2, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 7.29% |
| Max Rate At Change | 13.7% |
| Index | Prime Rate |
| Max Rate | 21% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | May 29, 2024 |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Document Number | 000217/774 |
| Book / Page | 217 / 774 |
| Instrument Date | May 17, 2024 |
| Instrument | 261855 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 CROSS PARK DR, GEORGETOWN, KY 40324-8519 |
| Name | Verified Name |
|---|---|
| Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Document Number | 0000326/25 |
|---|---|
| Date | May 29, 2024 |
| Book Page | 326/25 |
| Instrument | 261856 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Sep 13, 2005 |
| Property Address | 90 YELLOW PINE RD, CLAY CITY, KY 40312-9710 |
| Document Number | DEED182/379 |
| Book / Page | DEED 182 / 379 |
| Instrument Date | Aug 8, 2005 |
| Instrument | 116918 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8200 BRNCK DR, MC LEAN, VA 22102 |
| Name | Verified Name |
|---|---|
| Address | 156 WILLOW BEND WAY |
| Document Number | 0000116920 |
|---|---|
| Date | Sep 13, 2005 |
| Instrument | 116920 |
| Name | FMF CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Type Change Date | Sep 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.49% |
| Max Rate At Change | 10.4% |
| Index | 6-Month LIBOR |
| Max Rate | 14.4% |
Source: Powell County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Powell County |
| Unified School District | Powell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 (+89.19%) | $150,000 (+92.31%) | $150,000 (+92.31%) |
| 2023 | $712.00 | $78,000 | $78,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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