90 Westchester Cir, Pinehurst, NC 28374 Property Records

Moore County property record for 90 Westchester Cir, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 1984
Lot Size	0.384 acres (16,727 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,064 (2026)
Deeds & Mortgages	Apr 2026 Sale Mar 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`855219513526`

Property Details

APN / Parcel Number

Primary APN	`855219513526`
Alternative APNs	`00019889` `97006404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	16,727 sqft (0.384 acres)
Porch	Porch
Porch Area	14 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97006404
Street Address	90 WESTCHESTER CIR
City	PINEHURST
State	NC
Zip	28374-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	UNIT 1 LOT 671 PH I PINEHURST MUNI WESTCHESTER
Legal Subdivision	PROPERTY PINEHURST
Legal Phase	1
Legal Lot Number	671
Legal Unit	1
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	950704

Owner

90 Westchester Cir is owner-occupied and held in a trust since June 2003.

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 1, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 14, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2003
Deed Sale	Jun 25, 2003
Deed Book / Page	2309 / 322
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 20, 2026
Property Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523
Document Number	0000005875
Book / Page	6530 / 99
Instrument Date	Mar 19, 2026
Instrument	20265875
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523

Mortgage

Document Number	5578/156
Date	Mar 30, 2021
Book Page	5578/156
Instrument	2021007371

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	936 Months
Due	Mar 11, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.1%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4986/369
Date	Jun 1, 2018
Book Page	4986/369
Instrument	2018007746

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	969 Months
Due	Mar 11, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.23%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	90 WESTCHESTER CIR, PINEHURST, NC 28374-9523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5255/191
Date	Jan 14, 2020
Book Page	5255/191
Instrument	2020000660

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	950 Months
Due	Mar 11, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.02%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 90 Westchester Cir was $2,064, down 0.9% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Pinehurst Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,064.00 (-0.91%)	$373,700 (-) Land $80,000 Building $293,700
2025	$2,083.00	$373,700 Land $80,000 Building $293,700
2024			$373,700 (-) Land $80,000 Building $293,700
2023	$2,232.00	$373,700 Land $80,000 Building $293,700	$373,700 Land $80,000 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Westchester Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Westchester Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-PINEHURST serves 31,390 people · EPA ID NC0363108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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