90 Washington St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 90 Washington St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,333 sqft · built 1920
Lot Size0.168 acres (7,331 sqft)
OwnerIndividual Name on Record
Last Sale$690,000 (Oct 2025)
Tax Bill$7,694 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:016.0-0000-0232.0

Property Details

APN / Parcel Number

Primary APNREAD M:016.0-0000-0232.0
Alternative APNs
  • M:016.0=0000=0232.0
  • 520000000130
  • 520000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,333 sqft Living Area
Gross Area2,508 sqft
Basement Area871 sqft
Unfinished Basement871 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,331 sqft (0.168 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number520000000130
Street Address90 WASHINGTON ST
CityREADING
StateMA
Zip01867-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1009
Census Tract334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address90 WASHINGTON ST, READING, MA 01867-3526
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Quit Claim Deed, Transfer
WORKERS CU
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Apr 21, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
May 11, 2017Quit Claim Deed, Transfer · FHA Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleApr 21, 2022 · Amount on Record
Deed Book / Page84809 / 537
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateOct 30, 2025
Property Address90 WASHINGTON ST, READING, MA 01867-3526
Document Number084809-537
Book / Page84809 / 537
Instrument DateOct 30, 2025
Instrument132456
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 WASHINGTON ST, READING, MA 01867-3526

Mortgage

Document Number0000132457
DateOct 30, 2025
Instrument132457
Lender
NameWORKERS CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address90 WASHINGTON ST, READING, MA 01867-3526
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075421-64
DateAug 21, 2020
Book Page75421/64
Instrument143393
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateApr 21, 2022
Property Address90 WASHINGTON ST, READING, MA 01867-3526
Document Number080010-596
Book / Page80010 / 596
Instrument DateApr 21, 2022
Instrument59687
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address90 WASHINGTON ST, READING, MA 01867-3526

Mortgage

Document Number0000059688
DateApr 21, 2022
Instrument59688
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 11, 2017
Property Address90 WASHINGTON ST, READING, MA 01867-3526
Document Number069265-291
Book / Page69265 / 291
Instrument69642
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54.39
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address90 WASHINGTON ST, READING, MA 01867-3526

Mortgage

Document Number0692650293
DateMay 11, 2017
Instrument69265/0293
Lender
NameTD BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,694.00 (+0.5%)$702,000 (+4.43%) Land $425,600 Building $271,800$683,665 (-10.61%)
2025$7,656.00 (+3.33%)$672,200 (+6.33%) Land $407,400 Building $264,800$764,845 (+0.73%)
2024$7,409.00 (+2.36%)$632,200 (+9.97%) Land $383,000 Building $249,200$759,335
2023$7,238.00$574,900 Land $349,600 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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