90 Waring Rd, Memphis, TN 38117 Property Records

Shelby County property record for 90 Waring Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,509 sqft · built 1951
Lot Size	0.821 acres (35,778 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2020)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-5035-0-0057`

Property Details

APN / Parcel Number

Primary APN	`05-5035-0-0057`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,509 sqft Living Area
Gross Area	5,069 sqft
1st Floor Area	3,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	35,778 sqft (0.821 acres)
Lot Dimensions	236 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	666 sqft
Porch	Open Porch
Porch Area	322 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	90 WARING RD
City	MEMPHIS
State	TN
Zip	38117-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	WALNUT GROVE RE
Legal Lot Number	PT3
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	2
Census Block	2018
Census Tract	8600

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	90 WARING RD, MEMPHIS, TN 38117-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Document Number	2020109180
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	90 WARING RD, MEMPHIS, TN 38117-2432
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022026631
Date	Mar 9, 2022
Instrument	22026631

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	90 WARING RD, MEMPHIS, TN 38117-2432
Document Number	0000055196
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 WARING RD MEMPHIS TN 381172432, MEMPHIS, TN 38117-2432

Mortgage

Document Number	0000055196
Date	Jun 2, 2020
Instrument	55196

Lender

Name	PINNACLE BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,974.00 (-47.55%)	$222,100 (+18.79%) Land $63,125 Building $158,975	$888,400 (+18.79%) Land $252,500 Building $635,900
2023		$186,975 Land $63,125 Building $123,850
2022	$11,389.00
2021			$747,900 Land $252,500 Building $495,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2010–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures