90 Wapiti Rd, Whitehall, MT 59759 Property Records

Jefferson County property record for 90 Wapiti Rd, Whitehall, MT 59759

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,280 sqft · built 2018
Lot Size	20.4 acres (891,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,038 (Feb 2025)
Tax Bill	$5,404 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 1 more
APN	`00000A3080`

Property Details

APN / Parcel Number

Primary APN	`00000A3080`
Alternative APNs	`51-1202-15-3-01-02-0000` `R51630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	891,368 sqft (20.4 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000A3080
Street Address	90 WAPITI RD
City	WHITEHALL
State	MT
Zip	59759-9634
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ELK RIDGE RANCHETTES I, S15, T03 N, R04 W, LOT 008, ACRES 20.463, COS 132083 F256A
Legal Range	04W
Legal Township	03N
Legal Section	15
Legal Subdivision	ELK RIDGE RANCHETTES I
Legal Lot Number	8
Jurisdiction	JEFFERSON MT
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1042
Census Tract	962300

Owner

Source: Jefferson County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 WAPITI RD, WHITEHALL, MT 59759-9634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 4, 2018	Deed of Trust, Mortgage · Construction Mortgage BIG SKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2025290363
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MT
Recording Date	Aug 11, 2026
Property Address	90 WAPITI RD, WHITEHALL, MT 59759-9634
Document Number	0000295163
Instrument Date	Aug 6, 2026
Instrument	2026295163
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 WAPITI RD, WHITEHALL, MT 59759-9634

Mortgage

Document Number	0000295163,
Date	Aug 11, 2026
Instrument	2026295163

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MT
Recording Date	Apr 1, 2022
Property Address	90 WAPITI RD, WHITEHALL, MT 59759-9634
Document Number	0000282284
Instrument Date	Apr 1, 2022
Instrument	282284
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 WAPITI RD, 90, WHITEHALL, MT 59759-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N 4TH ST APT 208, 208, MANHATTAN, KS 66502-5865

Mortgage

Document Number	0000282285
Date	Apr 1, 2022
Instrument	282285

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MT
Property Address	90 WAPITI RD, WHITEHALL, MT 59759-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MTN TITLE & INSURED CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	265161
Date	Jan 4, 2018
Instrument	265161

Lender

Name	BIG SKY FCU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.49%
Index	1-Year LIBOR
Margin	3
Max Rate	9.49%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Jefferson County
Elementary School District	Whitehall Elementary School District (PK - 08)
Secondary School District	Whitehall High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,404.00 (+100.22%)	$582,835 (+0.84%)
2025	$2,699.00 (-10.57%)	$577,955 (+28.46%)	$582,835 (+29.54%) Land $85,055 Building $497,780
2023	$3,018.00	$449,920	$449,920 Land $25,720 Building $424,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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