Niagara County and Lockport City property record for 90 Walnut St, Lockport, NY 14094
| Property Type | Restaurant |
|---|---|
| Details | 3,324 sqft · built 1985 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $131,500 (Oct 2004) |
| Tax Bill | $12,614 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-7420.000 |
| Primary APN | 8-7420.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,324 sqft Gross Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 115 ft deep x 110 ft wide |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8-7420.000 |
|---|---|
| Street Address | 90 WALNUT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3630 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | R3 |
| Legal Description | PARTIAL ASSESSMENT 2002 |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 23700 |
Source: Niagara County and Lockport City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 887 WILLOW ST, LOCKPORT, NY 14094-5125 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FEDERAL CREDIT UNION |
| Mar 1, 2024 | Deed of Trust, Mortgage CORNERSTONE COMMUNITY FCU |
| Sep 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2004 · Amount on Record |
| Deed Sale | Oct 8, 2004 · Amount on Record |
| Deed Book / Page | 3294 / 491 |
| Prior Transfer Date | Oct 7, 2004 |
| Prior Transfer Doc | 3294000489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Document Number | 0000008865 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20268865 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Document Number | 0000008865, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20268865 |
| Name | CORNERSTONE COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Document Number | 0000003114 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024-03114 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 90 WALNUT ST, LOCKPORT, NY 14094-3630 |
| Document Number | 0000008705 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-18705 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,614.00 (-2.29%) | ||
| 2025 | $12,910.00 | $475,000 (+79.25%) Land $32,500 Building $442,500 | $475,000 (+79.25%) Land $32,500 Building $442,500 |
| 2023 | $265,000 Land $32,500 Building $232,500 | $265,000 Land $32,500 Building $232,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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