90 Victoria Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 90 Victoria Ln, Aptos, CA 95003

Property Summary

Property TypeCommon Area (Residential)
Lot Size12.4 acres (543,803 sqft)
OwnerCompany Name on Record
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN040-261-67

Property Details

APN / Parcel Number

Primary APN040-261-67
Alternative APN
  • 040-261-67-000

Exterior

Lot Area543,803 sqft

Location & Zoning

Street Address90 VICTORIA LN
CityAPTOS
StateCA
Zip95003-3045
Property CategoryOther
Property TypeOther > Common Area (Residential)
Local Zoning CodePR
Legal DescriptionTR 1150
Legal Tract1150
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3600 PRUNERIDGE AVE, 340, SANTA CLARA, CA 95051-5907
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address90 VICTORIA LN, APTOS, CA 95003-3045
Document Number0000031769
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 VICTORIA LN APTOS CA 950033045, APTOS, CA 95003-3045

Mortgage

Document Number0000031769
DateSep 22, 2017
Instrument31769
Lender
NameMISCELLANEOUS GOVT AGCY
Address920 E STOWELL RD, SANTA MARIA, CA 93454-7008
Agreement
AmountAmount Recorded
Term480 Months
DueSep 21, 2057

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROUT GULCH MUTUAL WATER COMPANY
private · serves 614 people · EPA ID CA4400502
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Victoria Ln

Nearby Streets

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