90 Treehaven Ln, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 90 Treehaven Ln, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,758 sqft · built 1973
Lot Size	1.06 acres (46,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jan 2018)
Tax Bill	$8,111 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`144200 137.02-2-20`

Property Details

APN / Parcel Number

Primary APN	`144200 137.02-2-20`
Alternative APN	`42001370200002020000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Living Area
1st Floor Area	1,770 sqft
2nd Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	46,472 sqft (1.06 acres)
Lot Dimensions	295 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	90 TREEHAVEN LN
City	ELMA
State	NY
Zip	14059-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1001
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 TREEHAVEN LN, ELMA, NY 14059-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MTG
Sep 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Book / Page	11324 / 3434
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	90 TREEHAVEN LN, ELMA, NY 14059-8901
Document Number	0139673632
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 TREEHAVEN LN ELMA NY 140598901, ELMA, NY 14059-8901

Mortgage

Document Number	0139673632
Date	Nov 25, 2020
Book Page	013967/003632

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 11, 2017
Property Address	90 TREEHAVEN LN, ELMA, NY 14059-8901
Document Number	0113185110
Book / Page	011318 / 005110
Instrument Date	Sep 8, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1017 QUAKER RD EAST AURORA NY 140529462, EAST AURORA, NY 14052-9462

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,111.00 (+191.66%)
2025	$2,781.00 (-64.28%)	$12,600 (-) Land $1,500 Building $11,100	$484,600 (+3.84%) Land $57,690 Building $426,910
2024	$7,786.00	$12,600 (-) Land $1,500 Building $11,100	$466,667 (+3.7%) Land $55,556 Building $411,111
2023		$12,600 Land $1,500 Building $11,100	$450,000 Land $53,571 Building $396,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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