Polk County property record for 90 Surf Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1977 |
| Lot Size | 0.161 acres (6,991 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $55,000 (Mar 2001) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-17-689920-000530 |
| Primary APN | 26-29-17-689920-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,991 sqft (0.161 acres) |
| Lot Dimensions | 96 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 300 sqft |
| Utility Building | 108 sqft |
| Street Address | 90 SURF DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BEECH HAVEN ESTATES ADD PB 63 PG 47 LOT 53 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 17 |
| Legal Subdivision | BEECH HAVEN ESTATES ADDITION |
| Legal Tract | 689920 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14502 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3117 CALYPSO DR, AVON PARK, FL 33825-2289 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2001 · Amount on Record |
| Deed Sale | Mar 15, 2001 · Amount on Record |
| Prior Sale | Jun 2, 1995 · Amount on Record |
| Deed Book / Page | 4650 / 94 |
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 0000094766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 90 SURF DR, WINTER HAVEN, FL 33880-5717 |
| Document Number | 0000094766 |
| Book / Page | 13966 / 1720 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202694766 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 3117 CALYPSO DR, AVON PARK, FL 33825-2289 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,176 (+1%) | $135,616 (-1.49%) Land $6,300 Building $129,316 | |
| 2025 | $1,403.00 (-29.96%) | $88,342 (-39.34%) | $137,666 (-5.47%) Land $6,300 Building $131,366 |
| 2024 | $2,003.00 (+9.75%) | ||
| 2023 | $1,825.00 (+8.83%) | $145,639 (+12%) Land $6,100 Building $139,539 | $145,639 (+12%) Land $6,100 Building $139,539 |
| 2022 | $1,677.00 | $130,034 Land $5,100 Building $124,934 | $130,034 Land $5,100 Building $124,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAHNETA WATER SYSTEM serves 4,500 people · EPA ID FL6531917 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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