90 Summit St, Rural Hall, NC 27045 Property Records

Forsyth County property record for 90 Summit St, Rural Hall, NC 27045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,597 sqft · built 1950
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6910-97-4726.00`

Property Details

APN / Parcel Number

Primary APN	`6910-97-4726.00`
Alternative APNs	`6910974726000` `4927017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	1,597 sqft
Basement Area	1,197 sqft
Unfinished Basement	1,197 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	133 ft deep x 110 ft wide
Terrain	Other
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	301 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	4927017
Street Address	90 SUMMIT ST
City	RURAL HALL
State	NC
Zip	27045-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB
Legal Description	LO:017 BL:4927
Legal Subdivision	RURAL HALL CBD
Legal Block	4927
Legal Lot Number	17
Jurisdiction	FORSYTH NC
Township / Civil Division	BETHANIA
Census Block Group	3
Census Block	3010
Census Tract	2807

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	90 SUMMIT ST, RURAL HALL, NC 27045-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 10, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage DELANO DECLARATION OF TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	0036703469
Deed Book / Page	3670 / 3469
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Jan 21, 2022
Property Address	90 SUMMIT ST, RURAL HALL, NC 27045-9334
Document Number	0036703469
Book / Page	3670 / 3469
Map Reference	MB 616 PG 168
Instrument Date	Jan 20, 2022
Instrument	2022003326
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1196, RURAL HALL, NC 27045-1196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SUMMIT ST, RURAL HALL, NC 27045-9334

Mortgage

Document Number	2022003327
Date	Jan 21, 2022
Instrument	2022003327

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Mar 10, 2021
Property Address	90 SUMMIT ST, RURAL HALL, NC 27045-9334
Document Number	0035924052
Book / Page	3592 / 4052
Map Reference	MB 616 PG 168
Instrument Date	Mar 8, 2021
Instrument	2021011965
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 439, PFAFFTOWN, NC 27040-0439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1196, RURAL HALL, NC 27045-1196
Investor	Possibly a Property Investor

Mortgage

Document Number	2021011966
Date	Mar 10, 2021
Instrument	2021011966

Lender

Name	DELANO DECLARATION OF TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Rural Hall Town
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+19.32%)	$311,400 Land $55,600 Building $255,800	$311,400 Land $55,600 Building $255,800
2023	$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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