90 Stevens Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 90 Stevens Rd, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1969
Lot Size	0.421 acres (18,364 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2021)
Tax Bill	$541 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043065 04400`

Property Details

APN / Parcel Number

Primary APN	`043065 04400`
Alternative APN	`065 04400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,364 sqft
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	90 STEVENS RD
City	WAVERLY
State	TN
Zip	37185-3292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W99
Legal Subdivision	JOHNNY LIVINGSTON & VELMA LIVI
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	1
Census Block	1064
Census Tract	130300

Owner

90 Stevens Rd is owned and occupied by an individual who bought it in December 2021.

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	90 STEVENS RD, WAVERLY, TN 37185-3292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	21004417
Deed Book / Page	211 / 1807
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Dec 17, 2021
Property Address	90 STEVENS RD, WAVERLY, TN 37185-3292
Document Number	0000004417
Book / Page	211 / 1807
Instrument Date	Dec 8, 2021
Instrument	21004417
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 STEVENS RD, WAVERLY, TN 37185-3292

Mortgage

Document Number	0000004418
Date	Dec 17, 2021
Instrument	21004418

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 90 Stevens Rd was $541.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00	$29,425 (-) Land $1,875 Building $27,550
2024	$541.00	$29,425 (-) Land $1,875 Building $27,550
2023	$541.00 (+44.65%)	$29,425 (+71.32%) Land $1,875 Building $27,550	$117,700 (+71.32%) Land $7,500 Building $110,200
2022	$374.00	$17,175 Land $2,150 Building $15,025	$68,700 Land $8,600 Building $60,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 90 Stevens Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	70 (1984–2021)
Claims Outside the SFHA	3 of 70
Most Recent Claim	Aug 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 25 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 13 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Stevens Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless · Fiber in parts of the area	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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