90 Stephens Way, Covington, GA 30016 Property Records

Newton County property record for 90 Stephens Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,020 sqft · built 2001
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Jun 2019)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00080-00000-717-000`

Property Details

APN / Parcel Number

Primary APN	`00080-00000-717-000`
Alternative APNs	`0008 717` `2467`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,020 sqft Heated Area
1st Floor Area	1,588 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	122 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2467
Street Address	90 STEPHENS WAY
City	COVINGTON
State	GA
Zip	30016-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 94F THE FALLS PHASE SI
Legal Subdivision	THE FALLS
Legal Phase	6
Legal Lot Number	94F
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2003
Census Tract	100905

Owner

90 Stephens Way is owned and occupied by an individual who bought it in June 2019.

Source: Newton County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 10, 2019	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Jul 16, 2002 · Amount on File
Deed Document Number	20192761
Deed Book / Page	3864 / 149
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 23, 2026
Property Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021
Document Number	0048240000000203
Book / Page	4824 / 203
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4824000203,
Date	Apr 23, 2026
Book Page	4824/203

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 1, 2049

Interest

Rate	6.01%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021

Mortgage

Document Number	0045920000000569
Date	Feb 20, 2024
Book Page	0000004592/0000000569

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021

Mortgage

Document Number	0045530000000649
Date	Sep 29, 2023
Book Page	0000004553/0000000649

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 10, 2019
Property Address	90 STEPHENS WAY, COVINGTON, GA 30016-9021
Document Number	0038640149
Book / Page	003864 / 000149
Instrument Date	Jun 27, 2019
Instrument	8537
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 STEPHENS WAY COVINGTON GA 300169021, COVINGTON, GA 30016-9021

Mortgage

Document Number	38640151
Date	Jul 10, 2019
Book Page	003864/000151
Instrument	8538

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 90 Stephens Way was $3,177 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,177.00 Homeowner's exemption	$131,080 Land $16,800 Building $114,280	$327,700 Land $42,000 Building $285,700
2023		$116,280 Land $16,000 Building $100,280	$290,700 Land $40,000 Building $250,700
2022	$2,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Stephens Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Stephens Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephens Way

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