Elmore County property record for 90 Stephanie Dr, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,356 sqft · built 2021 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jan 2015) |
| Tax Bill | $4,263 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-14-0-001-004.017 |
| Primary APN | 06-06-14-0-001-004.017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,356 sqft Living Area |
| 1st Floor Area | 2,127 sqft |
| 2nd Floor Area | 1,229 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Other |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 319 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 90 STEPHANIE DR |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-137 LITTLE KOWALIGA CREEK ADD PLAT #3 PB 10 PG 18C |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 14 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-137 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1163 CHEVAL LN, VESTAVIA HILLS, AL 35216-2003 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2015 · Amount on Record |
| Deed Sale | Jan 20, 2015 · Amount on Record |
| Deed Book / Page | 2015 / 2682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 90 STEPHANIE DR, ECLECTIC, AL 36024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/79384 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 2020/79384 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Oct 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,263.00 (+6.92%) | ||
| 2025 | $3,987.00 (+6.89%) | $157,500 (+7%) | $2,111,710 (+43.47%) Land $364,620 Building $1,747,090 |
| 2024 | $3,730.00 | $147,200 (-5%) | $1,471,910 (-) Land $364,620 Building $1,107,290 |
| 2023 | $3,730.00 (+30.92%) | $294,382 (+39.82%) Land $72,924 Building $221,458 | $1,471,910 (+39.82%) Land $364,620 Building $1,107,290 |
| 2022 | $2,849.00 | $210,542 Land $70,800 Building $139,742 | $1,052,710 Land $354,000 Building $698,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 10,000 / 10,000 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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